FMCB Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	219.32	218.67	223.27	204.48	164.02	147.21
Interest Income on Investments	64.75	60.82	48.71	49.27	34.39	18.06
Total Interest Income	284.06	279.49	271.98	253.75	198.41	165.27
Interest Paid on Deposits	60.39	59.57	63.44	37.52	4.35	4.02
Interest Paid on Borrowings	0.75	0.77	1.86	0.85	0.49	0.32
Total Interest Expense	61.14	60.33	65.3	38.37	4.84	4.33
Net Interest Income	222.92	219.16	206.68	215.39	193.57	160.94
Net Interest Income Growth (YoY)	7.12%	6.04%	-4.04%	11.27%	20.28%	7.43%
Gain (Loss) on Sale of Investments	0.04	0.04	0.74	-8.2	-10.69	2.55
Other Non-Interest Income	15.98	15.89	13.63	17.38	13.62	12.92
Total Non-Interest Income	19.14	19	17.43	11.94	5.73	18.44
Non-Interest Income Growth (YoY)	10.16%	9.03%	45.98%	108.49%	-68.95%	22.51%
Revenues Before Loan Losses	242.06	238.16	224.11	227.33	199.3	179.38
Provision for Loan Losses	3.7	3.5	-	9.41	6.45	1.91
Revenue	238.36	234.66	224.11	217.92	192.85	177.47
Revenue Growth (YoY)	5.85%	4.71%	2.84%	13.00%	8.67%	10.67%
Salaries and Employee Benefits	64.39	62.58	72.47	70.88	64.25	63.86
Occupancy Expenses	3.1	3.1	2.9	2.5	-	-
Federal Deposit Insurance	3.09	3	2.85	2.77	1.77	1.5
Selling, General & Administrative	28	26.03	13.8	11.85	13.47	12.09
Other Non-Interest Expense	10.97	11.18	9.84	13.36	13.62	11.7
Total Non-Interest Expense	109.56	105.89	101.86	101.37	93.11	89.15
EBT Excluding Unusual Items	128.81	128.78	122.24	116.55	99.74	88.32
Pretax Income	128.81	128.78	122.24	116.55	99.74	88.32
Income Tax Expense	34.14	35.17	33.79	28.24	24.65	21.99
Net Income	94.67	93.61	88.46	88.31	75.09	66.34
Net Income to Common	94.67	93.61	88.46	88.31	75.09	66.34
Net Income Growth	6.68%	5.82%	0.16%	17.61%	13.20%	12.94%
Basic Shares Outstanding	1	1	1	1	1	1
Diluted Shares Outstanding	1	1	1	1	1	1
Shares Change (YoY)	-3.62%	-4.40%	-3.49%	-2.62%	-1.51%	-0.46%
EPS (Basic)	137.95	134.96	121.02	116.61	96.55	84.01
EPS (Diluted)	136.41	133.96	121.02	116.61	96.55	84.01
EPS Growth	10.69%	10.69%	3.78%	20.78%	14.93%	13.48%
Dividend Per Share	24.450	19.350	18.100	17.100	16.150	15.300
Dividend Growth	35.08%	6.91%	5.85%	5.88%	5.56%	3.73%
Effective Tax Rate	26.51%	27.31%	27.64%	24.23%	24.71%	24.89%