Farmers & Merchants Bancorp (FMCB)
OTCMKTS · Delayed Price · Currency is USD
1,451.60
-6.89 (-0.47%)
At close: Nov 5, 2026
FMCB Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 171.97 | 144.86 | 212.56 | 410.64 | 588.26 | 715.46 |
Investment Securities | - | 233.69 | 151.39 | 112.03 | 96.74 | 98.94 |
Trading Asset Securities | - | 0.17 | - | - | - | - |
Mortgage-Backed Securities | 1,547 | 1,497 | 1,141 | 903.27 | 916.63 | 924.11 |
Total Investments | 1,547 | 1,731 | 1,293 | 1,015 | 1,013 | 1,023 |
Gross Loans | 3,763 | 3,709 | 3,690 | 3,665 | 3,522 | 3,248 |
Allowance for Loan Losses | -77.32 | -76.38 | -75.28 | -74.97 | -66.89 | -61.01 |
Other Adjustments to Gross Loans | - | -59.95 | -11.83 | -10.71 | -9.36 | -10.73 |
Net Loans | 3,685 | 3,573 | 3,603 | 3,580 | 3,445 | 3,176 |
Property, Plant & Equipment | - | 57.45 | 53.57 | 54.61 | 52.88 | 51.78 |
Goodwill | - | 11.18 | 11.18 | 11.18 | 11.18 | 11.18 |
Other Intangible Assets | - | 1.17 | 1.69 | 2.24 | 2.81 | 3.4 |
Accrued Interest Receivable | - | 30 | 30.15 | 28.52 | 21.6 | 18.1 |
Other Receivables | - | 16.99 | 3.83 | - | - | - |
Long-Term Deferred Tax Assets | - | 21.78 | 32.9 | 50.07 | 31.51 | 25.54 |
Other Real Estate Owned & Foreclosed | - | - | 0.87 | 0.87 | 0.87 | 0.87 |
Other Long-Term Assets | 295.12 | 103.54 | 127.58 | 155.77 | 159.45 | 152.16 |
Total Assets | 5,699 | 5,690 | 5,370 | 5,309 | 5,327 | 5,178 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Bearing Deposits | 4,970 | 2,937 | 2,796 | 2,867 | 2,872 | 2,721 |
Institutional Deposits | - | 398.26 | 385.07 | 318.83 | 128.85 | 168.87 |
Non-Interest Bearing Deposits | - | 1,642 | 1,518 | 1,483 | 1,759 | 1,750 |
Total Deposits | 4,970 | 4,978 | 4,699 | 4,668 | 4,759 | 4,640 |
Short-Term Borrowings | - | 0.18 | - | - | - | - |
Current Portion of Leases | - | 0.74 | - | - | - | - |
Accrued Interest Payable | - | 32.36 | 85.38 | 77.97 | 69.01 | 59.99 |
Long-Term Leases | - | 0.92 | 2.3 | 2.8 | 3.5 | 4.13 |
Trust Preferred Securities | 10.31 | 10.31 | 10.31 | 10.31 | 10.31 | 10.31 |
Pension & Post-Retirement Benefits | - | 2.17 | - | - | - | - |
Other Long-Term Liabilities | 55.63 | 20.1 | - | - | - | - |
Total Liabilities | 5,036 | 5,045 | 4,797 | 4,759 | 4,842 | 4,715 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 663.1 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
Additional Paid-In Capital | - | 11.55 | - | 36.85 | 57.21 | 77.52 |
Retained Earnings | - | 669.26 | 592.43 | 525.36 | 449.93 | 387.33 |
Treasury Stock | - | -31.79 | - | - | - | - |
Comprehensive Income & Other | - | -3.51 | -19.37 | -12.46 | -21.84 | -1.72 |
Shareholders' Equity | 663.1 | 645.51 | 573.07 | 549.76 | 485.31 | 463.14 |
Total Liabilities & Equity | 5,699 | 5,690 | 5,370 | 5,309 | 5,327 | 5,178 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 10.31 | 12.14 | 12.61 | 13.11 | 13.81 | 14.44 |
Net Cash (Debt) | 161.66 | 132.89 | 199.95 | 397.53 | 574.45 | 701.02 |
Net Cash Growth | -0.50% | -33.54% | -49.70% | -30.80% | -18.06% | 90.18% |
Net Cash Per Share | 235.44 | 190.18 | 273.57 | 524.91 | 738.62 | 887.76 |
Filing Date Shares Outstanding | 0.68 | 0.66 | 0.7 | 0.74 | 0.76 | 0.79 |
Total Common Shares Outstanding | 0.68 | 0.67 | 0.7 | 0.75 | 0.77 | 0.79 |
Book Value Per Share | 976.29 | 968.90 | 818.91 | 735.00 | 631.63 | 586.51 |
Tangible Book Value | 663.1 | 633.17 | 560.2 | 536.34 | 471.32 | 448.55 |
Tangible Book Value Per Share | 976.29 | 950.36 | 800.52 | 717.05 | 613.42 | 568.04 |