Farmers & Merchants Bancorp (FMCB)

FMCB Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	278.64	144.86	212.56	410.64	588.26	715.46
Investment Securities	-	233.69	151.39	112.03	96.74	98.94
Trading Asset Securities	-	0.17	-	-	-	-
Mortgage-Backed Securities	1,629	1,497	1,141	903.27	916.63	924.11
Total Investments	1,629	1,731	1,293	1,015	1,013	1,023
Gross Loans	3,721	3,709	3,690	3,665	3,522	3,248
Allowance for Loan Losses	-77.25	-76.38	-75.28	-74.97	-66.89	-61.01
Other Adjustments to Gross Loans	-	-59.95	-11.83	-10.71	-9.36	-10.73
Net Loans	3,644	3,573	3,603	3,580	3,445	3,176
Property, Plant & Equipment	-	57.45	53.57	54.61	52.88	51.78
Goodwill	-	11.18	11.18	11.18	11.18	11.18
Other Intangible Assets	-	1.17	1.69	2.24	2.81	3.4
Accrued Interest Receivable	-	30	30.15	28.52	21.6	18.1
Other Receivables	-	16.99	3.83	-	-	-
Long-Term Deferred Tax Assets	-	21.78	32.9	50.07	31.51	25.54
Other Real Estate Owned & Foreclosed	-	-	0.87	0.87	0.87	0.87
Other Long-Term Assets	283.4	103.54	127.58	155.77	159.45	152.16
Total Assets	5,835	5,690	5,370	5,309	5,327	5,178

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Bearing Deposits	5,093	2,937	2,796	2,867	2,872	2,721
Institutional Deposits	-	398.26	385.07	318.83	128.85	168.87
Non-Interest Bearing Deposits	-	1,642	1,518	1,483	1,759	1,750
Total Deposits	5,093	4,978	4,699	4,668	4,759	4,640
Short-Term Borrowings	-	0.18	-	-	-	-
Current Portion of Leases	-	0.74	-	-	-	-
Accrued Interest Payable	-	32.36	85.38	77.97	69.01	59.99
Long-Term Leases	-	0.92	2.3	2.8	3.5	4.13
Trust Preferred Securities	10.31	10.31	10.31	10.31	10.31	10.31
Pension & Post-Retirement Benefits	-	2.17	-	-	-	-
Other Long-Term Liabilities	53.17	20.1	-	-	-	-
Total Liabilities	5,156	5,045	4,797	4,759	4,842	4,715

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	679.02	0.01	0.01	0.01	0.01	0.01
Additional Paid-In Capital	-	11.55	-	36.85	57.21	77.52
Retained Earnings	-	669.26	592.43	525.36	449.93	387.33
Treasury Stock	-	-31.79	-	-	-	-
Comprehensive Income & Other	-	-3.51	-19.37	-12.46	-21.84	-1.72
Shareholders' Equity	679.02	645.51	573.07	549.76	485.31	463.14
Total Liabilities & Equity	5,835	5,690	5,370	5,309	5,327	5,178

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	10.31	12.14	12.61	13.11	13.81	14.44
Net Cash (Debt)	268.33	132.89	199.95	397.53	574.45	701.02
Net Cash Growth	-4.72%	-33.54%	-49.70%	-30.80%	-18.06%	90.18%
Net Cash Per Share	388.79	190.18	273.57	524.91	738.62	887.76
Filing Date Shares Outstanding	0.67	0.66	0.7	0.74	0.76	0.79
Total Common Shares Outstanding	0.67	0.67	0.7	0.75	0.77	0.79
Book Value Per Share	1011.06	968.90	818.91	735.00	631.63	586.51
Tangible Book Value	679.02	633.17	560.2	536.34	471.32	448.55
Tangible Book Value Per Share	1011.06	950.36	800.52	717.05	613.42	568.04

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 7, 2026

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