FMCB Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	384.22	144.86	212.56	410.64	588.26	715.46
Investment Securities	-	233.69	151.39	112.03	96.74	98.94
Trading Asset Securities	-	0.17	-	-	-	-
Mortgage-Backed Securities	1,610	1,497	1,141	903.27	916.63	924.11
Total Investments	1,610	1,731	1,293	1,015	1,013	1,023
Gross Loans	3,635	3,709	3,690	3,665	3,522	3,248
Allowance for Loan Losses	-76.92	-76.38	-75.28	-74.97	-66.89	-61.01
Other Adjustments to Gross Loans	-	-59.95	-11.83	-10.71	-9.36	-10.73
Net Loans	3,558	3,573	3,603	3,580	3,445	3,176
Property, Plant & Equipment	-	57.45	53.57	54.61	52.88	51.78
Goodwill	-	11.18	11.18	11.18	11.18	11.18
Other Intangible Assets	-	1.17	1.69	2.24	2.81	3.4
Accrued Interest Receivable	-	30	30.15	28.52	21.6	18.1
Other Receivables	-	16.99	3.83	-	-	-
Long-Term Deferred Tax Assets	-	21.78	32.9	50.07	31.51	25.54
Other Real Estate Owned & Foreclosed	-	-	0.87	0.87	0.87	0.87
Other Long-Term Assets	284.61	103.54	127.58	155.77	159.45	152.16
Total Assets	5,837	5,690	5,370	5,309	5,327	5,178
Interest Bearing Deposits	5,116	2,937	2,796	2,867	2,872	2,721
Institutional Deposits	-	398.26	385.07	318.83	128.85	168.87
Non-Interest Bearing Deposits	-	1,642	1,518	1,483	1,759	1,750
Total Deposits	5,116	4,978	4,699	4,668	4,759	4,640
Short-Term Borrowings	-	0.18	-	-	-	-
Current Portion of Leases	-	0.74	-	-	-	-
Accrued Interest Payable	-	32.36	85.38	77.97	69.01	59.99
Long-Term Leases	-	0.92	2.3	2.8	3.5	4.13
Trust Preferred Securities	10.31	10.31	10.31	10.31	10.31	10.31
Pension & Post-Retirement Benefits	-	2.17	-	-	-	-
Other Long-Term Liabilities	54.03	20.1	-	-	-	-
Total Liabilities	5,181	5,045	4,797	4,759	4,842	4,715
Common Stock	656.06	0.01	0.01	0.01	0.01	0.01
Additional Paid-In Capital	-	11.55	-	36.85	57.21	77.52
Retained Earnings	-	669.26	592.43	525.36	449.93	387.33
Treasury Stock	-	-31.79	-	-	-	-
Comprehensive Income & Other	-	-3.51	-19.37	-12.46	-21.84	-1.72
Shareholders' Equity	656.06	645.51	573.07	549.76	485.31	463.14
Total Liabilities & Equity	5,837	5,690	5,370	5,309	5,327	5,178
Total Debt	10.31	12.14	12.61	13.11	13.81	14.44
Net Cash (Debt)	373.91	132.89	199.95	397.53	574.45	701.02
Net Cash Growth	-37.36%	-33.54%	-49.70%	-30.80%	-18.06%	90.18%
Net Cash Per Share	538.77	190.18	273.57	524.91	738.62	887.76
Filing Date Shares Outstanding	0.66	0.66	0.7	0.74	0.76	0.79
Total Common Shares Outstanding	0.66	0.67	0.7	0.75	0.77	0.79
Book Value Per Share	991.96	968.90	818.91	735.00	631.63	586.51
Tangible Book Value	656.06	633.17	560.2	536.34	471.32	448.55
Tangible Book Value Per Share	991.96	950.36	800.52	717.05	613.42	568.04

Source: S&P Global Market Intelligence. Banks template. Financial Sources.