First Pacific Bancorp (FPBC)

First Pacific Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	22.26	20.7	18.99	16.71	7.13	4.96
Interest Income on Investments	3.36	3.28	3.9	3.28	2.71	0.98
Total Interest Income	25.62	23.99	22.88	19.99	9.84	5.94
Interest Paid on Deposits	7.45	7.38	7	4.74	0.47	0.23
Interest Paid on Borrowings	1.11	0.96	1.81	2.44	0.49	0.33
Total Interest Expense	8.56	8.34	8.81	7.19	0.96	0.56
Net Interest Income	17.06	15.64	14.07	12.8	8.87	5.39
Net Interest Income Growth	12.32%	11.16%	9.95%	44.28%	64.75%	-0.85%
Gain (Loss) on Sale of Investments	0.09	-	-	-0.01	-0.02	-
Other Non-Interest Income	0.32	0.37	0.64	0.66	1.1	1.06
Total Non-Interest Income	0.78	0.65	0.81	0.92	1.2	1.14
Non-Interest Income Growth	36.11%	-19.50%	-12.48%	-23.33%	5.70%	87.78%
Revenues Before Loan Losses	17.84	16.29	14.88	13.72	10.07	6.52
Provision for Loan Losses	0.47	-	-	0.91	0.2	-
Revenue	17.37	16.29	14.88	12.81	9.87	6.52
Revenue Growth	10.21%	9.50%	16.11%	29.81%	51.40%	10.78%
Salaries and Employee Benefits	8.93	7.89	7.79	7.85	7.34	3.63
Selling, General & Administrative	4.44	4.44	4.4	4.21	3.18	1.88
Other Non-Interest Expense	1.93	1.21	1.15	1.1	0.83	0.79
Total Non-Interest Expense	15.31	13.54	13.34	13.15	11.35	6.3
EBT Excluding Unusual Items	2.06	2.75	1.54	-0.34	-1.48	0.22
Pretax Income	2.06	2.75	1.54	-0.34	-1.48	0.22
Income Tax Expense	0.54	0.74	0.43	-0.18	-0.49	0.03
Net Income	1.52	2.01	1.11	-0.16	-0.99	0.19
Net Income to Common	1.52	2.01	1.11	-0.16	-0.99	0.19
Net Income Growth	-22.33%	81.59%	-	-	-	-81.55%
Basic Shares Outstanding	4	4	4	4	2	2
Diluted Shares Outstanding	4	4	4	4	2	2
Shares Change	1.23%	1.24%	7.37%	63.10%	19.25%	1.17%
EPS (Basic)	0.35	0.46	0.26	-0.04	-0.40	0.09
EPS (Diluted)	0.34	0.46	0.26	-0.04	-0.40	0.09
EPS Growth	-24.03%	78.04%	-	-	-	-82.00%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Effective Tax Rate	26.21%	26.93%	28.15%	-	-	14.13%

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Nov 10, 2026

Data Sources Report a data error