First Resource Bancorp, Inc. (FRSB)

First Resource Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	93.09	90.42	17.84	23.82	5.6	10.55
Investment Securities	36.64	7.2	16.46	14.47	21.48	36.77
Mortgage-Backed Securities	-	20.53	10.25	11.47	13.4	16.75
Total Investments	36.64	27.73	26.71	25.94	34.88	53.52
Gross Loans	737.14	680.16	600.15	532.93	460.01	389.48
Allowance for Loan Losses	-5.74	-4.98	-5.57	-4.31	-4.24	-3.32
Other Adjustments to Gross Loans	-	-1.71	-1.69	-1.55	-1.32	-1.25
Net Loans	731.39	673.48	592.89	527.07	454.45	384.91
Property, Plant & Equipment	7.29	10.25	7.55	7.64	7.97	8.08
Accrued Interest Receivable	-	2.52	2.03	1.77	1.23	0.89
Long-Term Deferred Tax Assets	-	1.03	1.2	0.96	0.99	0.41
Other Long-Term Assets	19.18	10.47	12.88	13.1	9.69	9.52
Total Assets	887.59	817.36	663.58	602.62	516.72	469.06

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Bearing Deposits	668.87	530.01	393.78	347.66	315.43	276.85
Institutional Deposits	-	74.96	71.87	56.24	27.65	9.96
Non-Interest Bearing Deposits	120.69	120.36	86.58	95.38	87.89	113.18
Total Deposits	789.56	725.33	552.23	499.29	430.96	399.99
Short-Term Borrowings	-	-	40	35	27.2	9
Current Portion of Long-Term Debt	-	1.85	2	3.28	-	5.75
Current Portion of Leases	-	0.42	-	-	-	-
Accrued Interest Payable	-	0.8	0.66	0.81	0.24	0.14
Long-Term Debt	10.47	10.47	8.47	5.98	5.97	5.95
Federal Home Loan Bank Debt, Long-Term	14.16	14.16	4.25	6.25	9.53	9.53
Long-Term Leases	-	2.49	-	-	-	-
Pension & Post-Retirement Benefits	-	0.74	0.73	0.71	0.64	0.56
Other Long-Term Liabilities	7.21	2.33	4.94	5.16	2.09	2.59
Total Liabilities	821.41	758.59	613.29	556.48	476.63	433.51

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	3.1	3.1	3.1	3.09	2.94	2.93
Additional Paid-In Capital	19.94	19.86	19.85	19.77	18.16	18.07
Retained Earnings	45.8	37.78	29.62	24.31	20.11	14.49
Treasury Stock	-1.26	-1.35	-1.32	-	-	-
Comprehensive Income & Other	-1.4	-0.63	-0.96	-1.04	-1.11	0.07
Total Common Equity	66.18	58.77	50.29	46.14	40.1	35.55
Shareholders' Equity	66.18	58.77	50.29	46.14	40.1	35.55
Total Liabilities & Equity	887.59	817.36	663.58	602.62	516.72	469.06

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	24.63	29.38	54.72	50.51	42.69	30.23
Net Cash (Debt)	68.56	61.14	-36.79	-26.59	-36.99	-19.59
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	22.82	20.39	-11.98	-8.61	-12.02	-6.39
Filing Date Shares Outstanding	3.01	3	3.01	3.09	3.08	3.07
Total Common Shares Outstanding	3.01	3	3.01	3.09	3.08	3.07
Book Value Per Share	21.99	19.56	16.73	14.91	13.00	11.56
Tangible Book Value	66.18	58.77	50.29	46.14	40.1	35.55
Tangible Book Value Per Share	21.99	19.56	16.73	14.91	13.00	11.56

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Oct 28, 2026

Data Sources Report a data error