First Resource Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	90.42	17.84	23.82	5.6	10.55
Investment Securities	7.2	16.46	14.47	21.48	36.77
Mortgage-Backed Securities	20.53	10.25	11.47	13.4	16.75
Total Investments	27.73	26.71	25.94	34.88	53.52
Gross Loans	680.16	600.15	532.93	460.01	389.48
Allowance for Loan Losses	-4.98	-5.57	-4.31	-4.24	-3.32
Other Adjustments to Gross Loans	-1.71	-1.69	-1.55	-1.32	-1.25
Net Loans	673.48	592.89	527.07	454.45	384.91
Property, Plant & Equipment	10.25	7.55	7.64	7.97	8.08
Accrued Interest Receivable	2.52	2.03	1.77	1.23	0.89
Long-Term Deferred Tax Assets	1.03	1.2	0.96	0.99	0.41
Other Long-Term Assets	10.47	12.88	13.1	9.69	9.52
Total Assets	817.36	663.58	602.62	516.72	469.06
Interest Bearing Deposits	530.01	393.78	347.66	315.43	276.85
Institutional Deposits	74.96	71.87	56.24	27.65	9.96
Non-Interest Bearing Deposits	120.36	86.58	95.38	87.89	113.18
Total Deposits	725.33	552.23	499.29	430.96	399.99
Short-Term Borrowings	-	40	35	27.2	9
Current Portion of Long-Term Debt	1.85	2	3.28	-	5.75
Current Portion of Leases	0.42	-	-	-	-
Accrued Interest Payable	0.8	0.66	0.81	0.24	0.14
Long-Term Debt	10.47	8.47	5.98	5.97	5.95
Federal Home Loan Bank Debt, Long-Term	14.16	4.25	6.25	9.53	9.53
Long-Term Leases	2.49	-	-	-	-
Pension & Post-Retirement Benefits	0.74	0.73	0.71	0.64	0.56
Other Long-Term Liabilities	2.33	4.94	5.16	2.09	2.59
Total Liabilities	758.59	613.29	556.48	476.63	433.51
Common Stock	3.1	3.1	3.09	2.94	2.93
Additional Paid-In Capital	19.86	19.85	19.77	18.16	18.07
Retained Earnings	37.78	29.62	24.31	20.11	14.49
Treasury Stock	-1.35	-1.32	-	-	-
Comprehensive Income & Other	-0.63	-0.96	-1.04	-1.11	0.07
Total Common Equity	58.77	50.29	46.14	40.1	35.55
Shareholders' Equity	58.77	50.29	46.14	40.1	35.55
Total Liabilities & Equity	817.36	663.58	602.62	516.72	469.06
Total Debt	29.38	54.72	50.51	42.69	30.23
Net Cash (Debt)	61.14	-36.79	-26.59	-36.99	-19.59
Net Cash Per Share	20.39	-11.98	-8.61	-12.02	-6.39
Filing Date Shares Outstanding	3	3.01	3.09	3.08	3.07
Total Common Shares Outstanding	3	3.01	3.09	3.08	3.07
Book Value Per Share	19.56	16.73	14.91	13.00	11.56
Tangible Book Value	58.77	50.29	46.14	40.1	35.55
Tangible Book Value Per Share	19.56	16.73	14.91	13.00	11.56

Source: S&P Global Market Intelligence. Banks template. Financial Sources.