First Resource Bancorp, Inc. (FRSB)
OTCMKTS · Delayed Price · Currency is USD
25.35
-0.05 (-0.20%)
At close: Aug 3, 2026
First Resource Bancorp Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 8.16 | 5.31 | 5.93 | 5.63 | 4.17 |
Depreciation & Amortization | 0.46 | 0.49 | 0.51 | 0.48 | 0.48 |
Other Amortization | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
Gain (Loss) on Sale of Investments | -0 | 0.03 | 0.03 | 0.04 | 0.07 |
Provision for Credit Losses | 0.86 | 1.45 | -0.11 | 0.65 | 0.58 |
Net Decrease (Increase) in Loans Originated / Sold - Operating | 0.11 | 0.06 | - | 0.09 | - |
Accrued Interest Receivable | -0.5 | -0.26 | -0.54 | -0.34 | 0.29 |
Change in Other Net Operating Assets | 0.08 | 0.28 | -0.08 | -0.45 | 0.86 |
Other Operating Activities | -1.08 | -1.17 | -0.68 | -1.06 | -2.33 |
Operating Cash Flow | 8.11 | 6 | 5.62 | 5.02 | 4 |
Operating Cash Flow Growth | 35.23% | 6.64% | 11.89% | 25.74% | 91.03% |
Investing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -0.25 | -0.38 | -0.17 | -0.31 | -0.14 |
Investment in Securities | -0.6 | -0.71 | 9 | 17.11 | -10.14 |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -80.54 | -66.62 | -72.09 | -69.56 | -47.33 |
Other Investing Activities | 1.04 | -0.17 | -0.39 | -0.72 | -1.98 |
Investing Cash Flow | -80.35 | -67.89 | -63.65 | -53.49 | -59.58 |
Financing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Short-Term Debt Issued | - | 5 | 7.8 | 18.2 | 9 |
Long-Term Debt Issued | 19.74 | 2.48 | - | - | - |
Total Debt Issued | 19.74 | 7.48 | 7.8 | 18.2 | 9 |
Short-Term Debt Repaid | -40 | - | - | - | - |
Long-Term Debt Repaid | -8 | -3.28 | - | -5.75 | -10.93 |
Total Debt Repaid | -48 | -3.28 | - | -5.75 | -10.93 |
Net Debt Issued (Repaid) | -28.26 | 4.2 | 7.8 | 12.45 | -1.93 |
Issuance of Common Stock | - | 0.09 | 0.12 | 0.1 | 0.09 |
Repurchase of Common Stock | -0.02 | -1.32 | -0 | - | -0 |
Net Increase (Decrease) in Deposit Accounts | 173.11 | 52.93 | 68.33 | 30.98 | 41.96 |
Financing Cash Flow | 144.83 | 55.91 | 76.25 | 43.52 | 40.12 |
Net Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | 72.58 | -5.98 | 18.22 | -4.95 | -15.46 |
Free Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 7.86 | 5.61 | 5.45 | 4.71 | 3.86 |
Free Cash Flow Growth | 40.09% | 2.88% | 15.72% | 22.17% | 98.39% |
Free Cash Flow Margin | 30.60% | 28.09% | 27.87% | 26.53% | 24.47% |
Free Cash Flow Per Share | 2.62 | 1.83 | 1.77 | 1.53 | 1.26 |
Additional Metrics
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 17.64 | 16.53 | 10.34 | 3.28 | 2.71 |
Cash Income Tax Paid | 2.05 | 1.61 | 1.69 | 1.53 | 1.37 |