First Resource Bancorp, Inc. (FRSB)

First Resource Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	46.79	41.53	35.95	28.72	20.07	17.8
Interest Income on Investments	3.37	1.39	0.6	0.74	0.66	0.43
Total Interest Income	50.16	42.92	36.55	29.47	20.73	18.23
Interest Paid on Deposits	17.98	16.87	15.32	10.06	2.77	1.82
Interest Paid on Borrowings	1.11	0.91	1.06	0.86	0.61	0.79
Total Interest Expense	19.09	17.77	16.38	10.92	3.38	2.61
Net Interest Income	31.07	25.14	20.16	18.55	17.36	15.62
Net Interest Income Growth	32.82%	24.70%	8.71%	6.87%	11.09%	20.52%
Other Non-Interest Income	1.27	1.29	1.2	0.92	0.97	0.72
Total Non-Interest Income	1.65	1.41	1.26	0.92	1.06	0.72
Non-Interest Income Growth	21.50%	11.56%	37.39%	-13.33%	47.54%	-8.12%
Revenues Before Loan Losses	32.72	26.55	21.43	19.47	18.42	16.34
Provision for Loan Losses	1.3	0.86	1.45	-0.11	0.65	0.58
Revenue	31.43	25.69	19.98	19.57	17.76	15.77
Revenue Growth	35.87%	28.61%	2.06%	10.19%	12.67%	19.52%
Salaries and Employee Benefits	11.31	9.39	7.94	7.45	6.51	6.17
Occupancy Expenses	0.96	0.84	0.86	0.89	0.77	0.82
Federal Deposit Insurance	0.72	0.56	0.47	0.46	0.27	0.31
Selling, General & Administrative	3	2.8	2.45	1.92	1.88	1.82
Other Non-Interest Expense	2.22	1.86	1.62	1.42	1.27	1.44
Total Non-Interest Expense	18.21	15.45	13.34	12.13	10.71	10.55
EBT Excluding Unusual Items	13.22	10.24	6.64	7.45	7.06	5.21
Pretax Income	13.22	10.24	6.64	7.45	7.06	5.21
Income Tax Expense	2.71	2.09	1.33	1.52	1.43	1.04
Net Income	10.51	8.16	5.31	5.93	5.63	4.17
Net Income to Common	10.51	8.16	5.31	5.93	5.63	4.17
Net Income Growth	53.23%	53.63%	-10.39%	5.35%	34.84%	28.32%
Basic Shares Outstanding	3	3	3	3	3	3
Diluted Shares Outstanding	3	3	3	3	3	3
Shares Change	-0.82%	-2.29%	-0.55%	0.33%	0.42%	-0.01%
EPS (Basic)	3.50	2.72	1.73	1.92	1.83	1.36
EPS (Diluted)	3.50	2.72	1.73	1.92	1.83	1.36
EPS Growth	54.49%	57.23%	-9.90%	5.00%	34.27%	28.34%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Effective Tax Rate	20.50%	20.36%	20.02%	20.41%	20.28%	19.96%

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Oct 28, 2026

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