First Resource Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	45.02	41.53	35.95	28.72	20.07	17.8
Interest Income on Investments	2.69	1.39	0.6	0.74	0.66	0.43
Total Interest Income	47.71	42.92	36.55	29.47	20.73	18.23
Interest Paid on Deposits	17.55	16.87	15.32	10.06	2.77	1.82
Interest Paid on Borrowings	1.04	0.91	1.06	0.86	0.61	0.79
Total Interest Expense	18.6	17.77	16.38	10.92	3.38	2.61
Net Interest Income	29.11	25.14	20.16	18.55	17.36	15.62
Net Interest Income Growth	32.37%	24.70%	8.71%	6.87%	11.09%	20.52%
Other Non-Interest Income	1.28	1.29	1.2	0.92	0.97	0.72
Total Non-Interest Income	1.67	1.41	1.26	0.92	1.06	0.72
Non-Interest Income Growth	28.46%	11.56%	37.39%	-13.33%	47.54%	-8.12%
Revenues Before Loan Losses	30.78	26.55	21.43	19.47	18.42	16.34
Provision for Loan Losses	1.32	0.86	1.45	-0.11	0.65	0.58
Revenue	29.46	25.69	19.98	19.57	17.76	15.77
Revenue Growth	34.85%	28.61%	2.06%	10.19%	12.67%	19.52%
Salaries and Employee Benefits	10.43	9.39	7.94	7.45	6.51	6.17
Occupancy Expenses	0.97	0.84	0.86	0.89	0.77	0.82
Federal Deposit Insurance	0.67	0.56	0.47	0.46	0.27	0.31
Selling, General & Administrative	2.91	2.8	2.45	1.92	1.88	1.82
Other Non-Interest Expense	2.12	1.86	1.62	1.42	1.27	1.44
Total Non-Interest Expense	17.11	15.45	13.34	12.13	10.71	10.55
EBT Excluding Unusual Items	12.35	10.24	6.64	7.45	7.06	5.21
Pretax Income	12.35	10.24	6.64	7.45	7.06	5.21
Income Tax Expense	2.53	2.09	1.33	1.52	1.43	1.04
Net Income	9.82	8.16	5.31	5.93	5.63	4.17
Net Income to Common	9.82	8.16	5.31	5.93	5.63	4.17
Net Income Growth	57.90%	53.63%	-10.39%	5.35%	34.84%	28.32%
Basic Shares Outstanding	3	3	3	3	3	3
Diluted Shares Outstanding	3	3	3	3	3	3
Shares Change	-0.56%	-2.29%	-0.55%	0.33%	0.42%	-0.01%
EPS (Basic)	3.27	2.72	1.73	1.92	1.83	1.36
EPS (Diluted)	3.27	2.72	1.73	1.92	1.83	1.36
EPS Growth	58.79%	57.23%	-9.90%	5.00%	34.27%	28.34%
Effective Tax Rate	20.46%	20.36%	20.02%	20.41%	20.28%	19.96%