First Reliance Bancshares, Inc. (FSRL)

OTCMKTS · Delayed Price · Currency is USD
18.40
-0.10 (-0.54%)
Jul 8, 2026, 3:46 PM EST
Market Cap145.31M +86.7%
Revenue (ttm)51.11M +27.5%
Net Income12.73M +102.1%
EPS1.53 +104.1%
Shares Out 7.90M
PE Ratio12.03
Forward PE12.15
Dividendn/a
Ex-Dividend Daten/a
Volume9,752
Open18.53
Previous Close18.50
Day's Range18.25 - 18.53
52-Week Range9.36 - 18.79
Beta0.19
AnalystsStrong Buy
Price Target17.00 (-7.61%)
Earnings DateJul 20, 2026

About First Reliance Bancshares

First Reliance Bancshares, Inc. operates as the bank holding company for First Reliance Bank that provides banking products and services in North and South Carolina. It provides checking, savings, money market, Christmas and vacation club accounts, and individual retirement accounts, as well as certificates of deposit. The company offers personal loans, including unsecured, auto and recreational vehicle, mortgage, and other loans, as well as home equity line of credit; business loans, such as commercial real estate, business loan checklist and ... [Read more]

Sector Financials
Founded 1999
Employees 164
Stock Exchange OTCMKTS
Ticker Symbol FSRL
Full Company Profile

Financial Performance

In 2025, First Reliance Bancshares's revenue was $48.57 million, an increase of 23.71% compared to the previous year's $39.26 million. Earnings were $10.91 million, an increase of 84.14%.

Financial Statements

Analyst Summary

According to 2 analysts, the average rating for FSRL stock is "Strong Buy." The 12-month stock price target is $17, which is a decrease of -7.61% from the latest price.

Price Target
$17
(-7.61% downside)
Analyst Consensus: Strong Buy
Stock Forecasts

News

KBRA Comments on Colony Bancorp, Inc.'s Proposed Merger with First Reliance Bancshares, Inc.

NEW YORK--(BUSINESS WIRE)-- #creditratingagency--On June 24, 2026, Fitzgerald, GA-based Colony Bancorp, Inc. (NYSE: CBAN) (“Colony”), parent company of Colony Bank, and Florence, SC-based First Relian...

12 days ago - Business Wire

Colony Bankcorp and First Reliance sign definitive merger agreement

Colony Bankcorp (CBAN) and First Reliance Bancshares (FSRL) signed a definitive merger agreement in which Colony has agreed to acquire 100% of the stock of First Reliance in a combined…

14 days ago - TheFly

Colony Bankcorp, Inc. and First Reliance Bancshares, Inc. Sign Definitive Merger Agreement to Create Transformational Southeast Banking Partnership

FITZGERALD, Ga. & FLORENCE, S.C.--(BUSINESS WIRE)--Colony Bankcorp, Inc. (NYSE: CBAN) (“Colony” or the “Company”), the holding company for Colony Bank, and First Reliance Bancshares, Inc. (OTCQX: FSRL...

14 days ago - Business Wire

First Reliance Bancshares Reports First Quarter 2026 Results

FLORENCE, S.C., April 20, 2026 /PRNewswire/ -- First Reliance Bancshares, Inc. (OTC:FSRL), the holding company for First Reliance Bank (collectively, "First Reliance" or the "Company"), today announce...

2 months ago - PRNewsWire

First Reliance Bancshares Reports Fourth Quarter 2025 Results

FLORENCE, S.C., Jan. 29, 2026 /PRNewswire/ -- First Reliance Bancshares, Inc. (OTC:FSRL), the holding company for First Reliance Bank (collectively, "First Reliance" or the "Company"), today announced...

5 months ago - PRNewsWire

OTC Markets welcomes First Reliance Bancshares to OTCQX

OTC Markets Group announced First Reliance (FSRL) Bancshares has qualified to trade on the OTCQX Best Market. First Reliance Bancshares, Inc. upgraded to OTCQX from the OTCID Basic Market. Published…

8 months ago - TheFly

First Reliance Bancshares Reports Third Quarter 2025 Results

FLORENCE, S.C. , Oct. 24, 2025 /PRNewswire/ -- First Reliance Bancshares, Inc. (OTC:FSRL), the holding company for First Reliance Bank (collectively, "First Reliance" or the "Company"), today announce...

9 months ago - PRNewsWire

First Reliance Bancshares Reports Second Quarter 2025 Results

FLORENCE, S.C. , July 25, 2025 /PRNewswire/ -- First Reliance Bancshares, Inc. (OTC:FSRL), the holding company for First Reliance Bank (collectively, "First Reliance" or the "Company"), today announce...

1 year ago - PRNewsWire

Carter Bank completes purchase of two First Reliance Bank branches

Carter Bankshares (CARE) announced Purchase and Assumption for the deposits associated with two branches in Mooresville and Winston-Salem, North Carolina with First Reliance Bankshares (FSRL). The Ban...

1 year ago - TheFly

Carter Bank Completes the Purchase of Two First Reliance Bank Branches in North Carolina

Through the purchase, the bank will enter the Winston-Salem market for the first time, while expanding operations near Charlotte. MARTINSVILLE, VA / ACCESS Newswire / May 27, 2025 / Carter Bankshares,...

1 year ago - Accesswire

First Reliance Bancshares Reports First Quarter 2025 Results

FLORENCE, S.C. , April 24, 2025 /PRNewswire/ -- First Reliance Bancshares, Inc. (OTC:FSRL), the holding company for First Reliance Bank (collectively, "First Reliance" or the "Company"), today announc...

1 year ago - PRNewsWire

First Reliance Bancshares Reports Fourth Quarter 2024 Results

FLORENCE, S.C. , Jan. 28, 2025 /PRNewswire/ -- First Reliance Bancshares, Inc. (OTC:FSRL), the holding company for First Reliance Bank (collectively, "First Reliance" or the "Company"), today announce...

1 year ago - PRNewsWire

Carter Bank Announces North Carolina Branch Acquisition From First Reliance Bank

MARTINSVILLE, VA and FLORENCE, SC / ACCESSWIRE / December 10, 2024 / Carter Bankshares, Inc. (NASDAQ:CARE) and First Reliance Bancshares, Inc. (OTC PINK:FSRL), announced today that their wholly owned ...

1 year ago - Accesswire

First Reliance Bancshares Reports Third Quarter 2024 Results

FLORENCE, S.C. , Oct. 24, 2024 /PRNewswire/ -- First Reliance Bancshares, Inc. (OTC:FSRL), the holding company for First Reliance Bank (collectively, "First Reliance" or the "Company"), today announce...

1 year ago - PRNewsWire

First Reliance Bancshares Reports Second Quarter 2024 Results

FLORENCE, S.C. , July 25, 2024 /PRNewswire/ -- First Reliance Bancshares, Inc. (OTC:FSRL), the holding company for First Reliance Bank (collectively, "First Reliance" or the "Company"), today announce...

2 years ago - PRNewsWire

First Reliance Bancshares Reports First Quarter 2024 Results

FLORENCE, S.C. , April 25, 2024 /PRNewswire/ -- First Reliance Bancshares, Inc. (OTC:FSRL), the holding company for First Reliance Bank (collectively, "First Reliance" or the "Company"), today announc...

2 years ago - PRNewsWire

First Reliance Bancshares Reports Fourth Quarter 2023 Results

FLORENCE, S.C. , Jan. 26, 2024 /PRNewswire/ -- First Reliance Bancshares, Inc. (OTC:FSRL), the holding company for First Reliance Bank (collectively, "First Reliance" or the "Company"), today announce...

2 years ago - PRNewsWire

First Reliance Bancshares Reports Third Quarter 2023 Results

FLORENCE, S.C. , Oct. 26, 2023 /PRNewswire/ -- First Reliance Bancshares, Inc. (OTC:FSRL), the holding company for First Reliance Bank (collectively, "First Reliance" or the "Company"), today announce...

2 years ago - PRNewsWire

First Reliance Bancshares Reports Second Quarter 2023 Results

FLORENCE, S.C. , July 26, 2023 /PRNewswire/ -- First Reliance Bancshares, Inc. (OTC:FSRL), the holding company for First Reliance Bank (collectively, "First Reliance" or the "Company"), today announce...

3 years ago - PRNewsWire

First Reliance Bancshares Reports First Quarter 2023 Results

FLORENCE, S.C. , April 26, 2023 /PRNewswire/ -- First Reliance Bancshares, Inc. (OTC:FSRL), the holding company for First Reliance Bank (collectively, "First Reliance" or the "Company"), today announc...

3 years ago - PRNewsWire

First Reliance Bancshares Reports Fourth Quarter 2022 Results

FLORENCE, S.C. , Feb. 1, 2023 /PRNewswire/ -- First Reliance Bancshares, Inc. (OTC:FSRL), the holding company for First Reliance Bank (collectively, "First Reliance" or the "Company"), today announced...

3 years ago - PRNewsWire

First Reliance Bancshares Announces Management Change

FLORENCE, S.C. , Nov. 29, 2022 /PRNewswire/ -- First Reliance Bancshares, Inc. (OTC:FSRL), the holding company for First Reliance Bank (collectively, "First Reliance" or the "Company"), today announce...

3 years ago - PRNewsWire

First Reliance Bancshares Reports Third Quarter 2022 Results

FLORENCE, S.C. , Nov. 1, 2022 /PRNewswire/ -- First Reliance Bancshares, Inc. (OTC:FSRL), the holding company for First Reliance Bank (collectively, "First Reliance" or the "Company"), today announced...

4 years ago - PRNewsWire

First Reliance Bancshares Reports Second Quarter 2022 Results

FLORENCE, S.C. , July 29, 2022 /PRNewswire/ -- First Reliance Bancshares, Inc. (OTC:FSRL), the holding company for First Reliance Bank (collectively, "First Reliance" or the "Company"), today announce...

4 years ago - PRNewsWire

First Reliance Bancshares Reports First Quarter 2022 Results

FLORENCE, S.C. , April 27, 2022 /PRNewswire/ -- First Reliance Bancshares, Inc. (OTC:FSRL), the holding company for First Reliance Bank (collectively, "First Reliance" or the "Company"), today announc...

4 years ago - PRNewsWire