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First Reliance Bancshares, Inc. (FSRL)
OTCMKTS · Delayed Price · Currency is USD
19.70
-0.03 (-0.15%)
Jul 31, 2026, 9:40 AM EST

First Reliance Bancshares Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
49.9548.5739.2636.1538.5438.61
Revenue Growth
14.19%23.71%8.59%-6.19%-0.17%-11.94%
Net Income
11.8810.915.924.65.935.28
Earnings Per Share
1.441.310.710.560.730.65
EPS Growth
51.45%84.51%26.79%-23.29%12.31%-50.76%

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
27.0332.547.4822.2334.15151.23
Total Debt
94.844.1430.7236.7669.2653.82
Net Cash (Debt)
-67.78-11.6516.76-14.54-35.1197.41
Net Cash Growth
-----62.86%
Net Cash Per Share
-8.18-1.402.02-1.78-4.3211.96

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-17.96-8.939.5125.3539.54
Capital Expenditures
--4.77-0.56-0.63-1.15-5.18
Free Cash Flow
-13.19-9.498.8824.234.36
Free Cash Flow Growth
----63.31%-29.57%3.13%

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
23.79%22.46%15.09%12.73%15.39%13.67%
FCF Margin
-27.15%-24.17%24.56%62.79%89.01%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
13.719.0913.0715.1512.0715.96
Forward PE
12.659.409.3611.439.0414.17
P/FCF Ratio
-7.52-7.852.962.45
PS Ratio
3.122.041.971.931.862.18