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First Reliance Bancshares, Inc. (FSRL)
OTCMKTS · Delayed Price · Currency is USD
19.70
-0.05 (-0.25%)
Aug 20, 2026, 3:28 PM EST

First Reliance Bancshares Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.

Operating Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Income
10.915.924.65.935.28
Depreciation & Amortization
1.121.211.21.211.06
Other Amortization
0.030.030.030.030.02
Gain (Loss) on Sale of Assets
-2.490.28-0.03-0.01-0.07
Gain (Loss) on Sale of Investments
-0.060.271.670.410.09
Total Asset Writedown
-0.54--0.03
Provision for Credit Losses
0.960.320.370.480.3
Net Decrease (Increase) in Loans Originated / Sold - Operating
14.61-9.014.6124.5841.68
Accrued Interest Receivable
-0.39-0.5-0.69-1.06-0.16
Change in Other Net Operating Assets
-1.07-3.64-0.31-2.441.66
Other Operating Activities
-0.27-0.2-0.070.01-0.26
Operating Cash Flow
17.96-8.939.5125.3539.54
Operating Cash Flow Growth
---62.49%-35.90%14.78%

Investing Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Capital Expenditures
-4.77-0.56-0.63-1.15-5.18
Sale of Property, Plant and Equipment
0.860.060.050.05-
Investment in Securities
-13.97-3.44-5.27-100.11-50.69
Net Decrease (Increase) in Loans Originated / Sold - Investing
-26.29-48.16-44.38-74.36-127.74
Other Investing Activities
--1.17--
Investing Cash Flow
-44.17-52.1-49.06-175.44-183.61

Financing Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Short-Term Debt Issued
20--205.85
Long-Term Debt Issued
----9.84
Total Debt Issued
20--2015.69
Short-Term Debt Repaid
--5.31-32.06-4-
Long-Term Debt Repaid
-6----5
Total Debt Repaid
-6-5.31-32.06-4-5
Net Debt Issued (Repaid)
14-5.31-32.061610.69
Issuance of Common Stock
0.120.10.130.61.8
Repurchase of Common Stock
-2.39-0.88-0.32-0.18-3.82
Net Increase (Decrease) in Deposit Accounts
-0.9892.8160.4117.35186.83
Other Financing Activities
0.35-0.42-0.47--
Financing Cash Flow
11.1186.3127.6933.77195.5

Net Cash Flow

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Cash Flow
-15.125.28-11.85-116.3351.44

Free Cash Flow

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Free Cash Flow
13.19-9.498.8824.234.36
Free Cash Flow Growth
---63.31%-29.57%3.13%
Free Cash Flow Margin
27.15%-24.17%24.56%62.79%89.01%
Free Cash Flow Per Share
1.58-1.141.092.984.22

Additional Metrics

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash Interest Paid
20.0621.1114.672.982.13
Cash Income Tax Paid
3.211.950.612.251.71