First Reliance Bancshares, Inc. (FSRL)

First Reliance Bancshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	31.77	47.23	21.94	33.8	150.12	98.69
Investment Securities	201.2	90.78	78.52	95.33	37.15	16.65
Trading Asset Securities	-	0.25	0.28	0.09	0.85	3.01
Mortgage-Backed Securities	-	85.26	93.06	67.21	45.08	16.42
Total Investments	201.2	176.29	171.87	162.64	83.08	36.08
Gross Loans	780	753.74	705.67	661.25	586.45	477.97
Allowance for Loan Losses	-8.74	-8.43	-8.39	-7.66	-7.04	-6.17
Net Loans	771.26	745.3	697.28	653.59	579.41	471.79
Property, Plant & Equipment	23.31	25.51	27.64	28.79	29.44	23.85
Goodwill	-	0.69	0.69	0.69	0.69	0.69
Other Intangible Assets	-	0.03	0.07	0.15	0.24	0.37
Loans Held for Sale	13.34	20.97	7.16	7.94	23.84	35.64
Accrued Interest Receivable	-	3.96	3.45	2.77	1.7	1.55
Long-Term Deferred Tax Assets	6.22	7.71	7.78	8.63	4.13	3.45
Other Real Estate Owned & Foreclosed	-	-	-	-	0.14	0.16
Other Long-Term Assets	50.75	38.72	35.38	36.4	37.22	36.87
Total Assets	1,098	1,067	974.16	937.11	910.8	710.17
Interest Bearing Deposits	623.23	682.74	607.19	519.61	515.95	392.62
Institutional Deposits	43.96	41.2	40.81	23.15	26.87	34.1
Non-Interest Bearing Deposits	292.11	227.47	210.6	255.43	238.02	167.27
Total Deposits	959.3	951.41	858.6	798.18	780.83	594
Short-Term Borrowings	15	-	5.45	37.37	11.38	5.91
Current Portion of Leases	-	0.75	-	-	-	-
Accrued Interest Payable	-	1.08	1.08	0.33	0.14	0.26
Long-Term Debt	9.47	15.44	15.41	15.38	15.35	10.49
Federal Home Loan Bank Debt, Long-Term	-	-	-	-	10	10
Long-Term Leases	-	4.22	5.59	6.2	6.78	5.43
Trust Preferred Securities	10.31	10.31	10.31	10.31	10.31	10.31
Other Long-Term Liabilities	14.27	6.14	6.32	6.05	5.2	5.04
Total Liabilities	1,008	989.35	902.76	873.82	840	641.44
Preferred Stock, Convertible	0	0	0	0	0	0
Total Preferred Equity	0	0	0	0	0	0
Common Stock	0.09	0.09	0.09	0.09	0.09	0.09
Additional Paid-In Capital	56.93	55.79	55.47	53.97	53.86	51.97
Retained Earnings	47.65	39.67	33.75	29.92	23.99	18.71
Treasury Stock	-7.88	-5.7	-4.82	-4.5	-4.32	-1.68
Comprehensive Income & Other	-7.29	-12.09	-13.09	-16.17	-2.81	-0.36
Total Common Equity	89.5	77.76	71.4	63.3	70.8	68.73
Shareholders' Equity	89.5	77.76	71.4	63.3	70.8	68.73
Total Liabilities & Equity	1,098	1,067	974.16	937.11	910.8	710.17
Total Debt	34.78	30.72	36.76	69.26	53.82	42.14
Net Cash (Debt)	-3.01	16.76	-14.54	-35.11	97.41	59.81
Net Cash Growth	-	-	-	-	62.86%	-
Net Cash Per Share	-0.36	2.02	-1.78	-4.32	11.96	7.44
Filing Date Shares Outstanding	7.84	8.03	8.14	8.14	8.26	8.33
Total Common Shares Outstanding	7.84	8.03	8.14	8.14	8.26	8.33
Book Value Per Share	11.42	9.68	8.77	7.78	8.57	8.25
Tangible Book Value	89.5	77.04	70.63	62.46	69.87	67.67
Tangible Book Value Per Share	11.42	9.59	8.68	7.67	8.46	8.12

Source: S&P Global Market Intelligence. Banks template. Financial Sources.