First Berlin Bancorp, Inc. (FTFI)

First Berlin Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	92.78	82.13	49.12	66.52	37.32	116.37
Investment Securities	81.87	57.27	66.02	78.21	89.39	91.16
Mortgage-Backed Securities	-	18.96	15.05	16.13	19.08	22.48
Total Investments	81.87	76.24	81.07	94.34	108.47	113.64
Gross Loans	550.72	566.37	517.76	457.1	427.3	353.7
Allowance for Loan Losses	-	-6.96	-5.9	-5.16	-5.16	-4.76
Other Adjustments to Gross Loans	-	-	-	-	-	-0.18
Net Loans	550.72	559.41	511.86	451.94	422.15	348.77
Property, Plant & Equipment	4.86	5.93	5.97	6.08	5.19	5.6
Other Intangible Assets	-	-	-	-	0.01	0.03
Accrued Interest Receivable	-	2.71	2.42	2.3	2.04	-
Long-Term Deferred Tax Assets	-	2.29	2.93	2.93	4.58	0.55
Other Real Estate Owned & Foreclosed	-	-	-	0.25	0.35	-
Other Long-Term Assets	19.78	12.11	12.27	12.4	12.2	14.07
Total Assets	750.01	744.53	669.08	638.68	593.69	600.52

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accrued Expenses	-	0.41	0.46	0.51	0.56	0.63
Interest Bearing Deposits	472.93	443.96	391.76	348	358.01	367.16
Institutional Deposits	-	34.25	12.97	13.35	9.77	10.15
Non-Interest Bearing Deposits	135.36	127.04	132.94	148.66	158.31	140.66
Total Deposits	608.29	605.25	537.66	510.01	526.09	517.96
Long-Term Debt	51.33	4.26	5.06	35.82	6.59	7.32
Federal Home Loan Bank Debt, Long-Term	-	47.5	50	25	2.5	15
Long-Term Leases	-	0.92	1.02	0.97	0.6	0.13
Other Long-Term Liabilities	4.09	2.51	2.17	3.12	2.28	1.63
Total Liabilities	663.71	660.84	596.38	575.44	538.61	542.68

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	0.06	0.06	0.06	0.06	0.06	0.06
Additional Paid-In Capital	10.5	10.5	10.5	10.5	10.5	10.5
Retained Earnings	86.38	81.34	71.26	62.48	56.21	49.53
Treasury Stock	-6.7	-4.53	-2.35	-2.23	-2.23	-2.23
Comprehensive Income & Other	-3.94	-3.69	-6.78	-7.57	-9.46	-0.02
Shareholders' Equity	86.31	83.68	72.7	63.24	55.09	57.84
Total Liabilities & Equity	750.01	744.53	669.08	638.68	593.69	600.52

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	51.33	52.68	56.09	61.79	9.68	22.46
Net Cash (Debt)	41.75	29.74	-6.69	4.99	28.13	99.91
Net Cash Growth	-	-	-	-82.27%	-71.84%	180.13%
Net Cash Per Share	15.95	11.05	-2.42	1.80	10.15	36.04
Filing Date Shares Outstanding	2.62	2.69	2.77	2.77	2.77	2.77
Total Common Shares Outstanding	2.62	2.69	2.77	2.77	2.77	2.77
Book Value Per Share	32.98	31.09	26.27	22.81	19.87	20.86
Tangible Book Value	86.31	83.68	72.7	63.24	55.07	57.81
Tangible Book Value Per Share	32.98	31.09	26.27	22.81	19.86	20.85

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 11, 2026

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