First Berlin Bancorp, Inc. (FTFI)

First Berlin Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	49.61	82.13	49.12	66.52	37.32	116.37
Investment Securities	76.15	57.27	66.02	78.21	89.39	91.16
Mortgage-Backed Securities	-	18.96	15.05	16.13	19.08	22.48
Total Investments	76.15	76.24	81.07	94.34	108.47	113.64
Gross Loans	564.82	566.37	517.76	457.1	427.3	353.7
Allowance for Loan Losses	-	-6.96	-5.9	-5.16	-5.16	-4.76
Other Adjustments to Gross Loans	-	-	-	-	-	-0.18
Net Loans	564.82	559.41	511.86	451.94	422.15	348.77
Property, Plant & Equipment	4.79	5.93	5.97	6.08	5.19	5.6
Other Intangible Assets	-	-	-	-	0.01	0.03
Accrued Interest Receivable	-	2.71	2.42	2.3	2.04	-
Long-Term Deferred Tax Assets	-	2.29	2.93	2.93	4.58	0.55
Other Real Estate Owned & Foreclosed	-	-	-	0.25	0.35	-
Other Long-Term Assets	20.96	12.11	12.27	12.4	12.2	14.07
Total Assets	716.33	744.53	669.08	638.68	593.69	600.52

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accrued Expenses	-	0.41	0.46	0.51	0.56	0.63
Interest Bearing Deposits	461.64	443.96	391.76	348	358.01	367.16
Institutional Deposits	-	34.25	12.97	13.35	9.77	10.15
Non-Interest Bearing Deposits	128.08	127.04	132.94	148.66	158.31	140.66
Total Deposits	589.72	605.25	537.66	510.01	526.09	517.96
Long-Term Debt	38.6	4.26	5.06	35.82	6.59	7.32
Federal Home Loan Bank Debt, Long-Term	-	47.5	50	25	2.5	15
Long-Term Leases	-	0.92	1.02	0.97	0.6	0.13
Other Long-Term Liabilities	4.45	2.51	2.17	3.12	2.28	1.63
Total Liabilities	632.77	660.84	596.38	575.44	538.61	542.68

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	0.06	0.06	0.06	0.06	0.06	0.06
Additional Paid-In Capital	10.5	10.5	10.5	10.5	10.5	10.5
Retained Earnings	85.71	81.34	71.26	62.48	56.21	49.53
Treasury Stock	-6.7	-4.53	-2.35	-2.23	-2.23	-2.23
Comprehensive Income & Other	-6.02	-3.69	-6.78	-7.57	-9.46	-0.02
Shareholders' Equity	83.56	83.68	72.7	63.24	55.09	57.84
Total Liabilities & Equity	716.33	744.53	669.08	638.68	593.69	600.52

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	38.6	52.68	56.09	61.79	9.68	22.46
Net Cash (Debt)	11.3	29.74	-6.69	4.99	28.13	99.91
Net Cash Growth	-	-	-	-82.27%	-71.84%	180.13%
Net Cash Per Share	4.32	11.05	-2.42	1.80	10.15	36.04
Filing Date Shares Outstanding	2.62	2.69	2.77	2.77	2.77	2.77
Total Common Shares Outstanding	2.62	2.69	2.77	2.77	2.77	2.77
Book Value Per Share	31.93	31.09	26.27	22.81	19.87	20.86
Tangible Book Value	83.56	83.68	72.7	63.24	55.07	57.81
Tangible Book Value Per Share	31.93	31.09	26.27	22.81	19.86	20.85

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Oct 21, 2026

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