First Berlin Bancorp, Inc. (FTFI)
OTCMKTS · Delayed Price · Currency is USD
38.75
0.00 (0.00%)
At close: Aug 10, 2026
First Berlin Bancorp Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 11.05 | 9.48 | 6.82 | 7.23 | 8.26 |
Depreciation & Amortization | 0.54 | 0.49 | 0.48 | 0.52 | 0.54 |
Gain (Loss) on Sale of Assets | 0 | 0.03 | 0.07 | 0.14 | 0.04 |
Gain (Loss) on Sale of Investments | 0.33 | 0.57 | 0.52 | 0.93 | 0.66 |
Total Asset Writedown | - | 0.03 | 0.04 | - | - |
Provision for Credit Losses | 1.35 | 0.9 | 0.45 | 0.45 | 0.3 |
Change in Other Net Operating Assets | 0.33 | -0.95 | -0.97 | 0.89 | 0.2 |
Other Operating Activities | -0.42 | -0.45 | 1.33 | -0.29 | -1.35 |
Operating Cash Flow | 13.18 | 10.09 | 8.73 | 9.87 | 8.65 |
Operating Cash Flow Growth | 30.63% | 15.57% | -11.55% | 14.09% | 13.98% |
Investing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -0.61 | -0.3 | -0.42 | -0.22 | -0.26 |
Sale of Property, Plant and Equipment | - | 0 | - | 0.05 | 0.75 |
Investment in Securities | 8.21 | 12.26 | 15.55 | -8.98 | -60.08 |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -48.91 | -60.7 | -30.16 | -73.65 | 40.38 |
Other Investing Activities | - | 0.2 | 0.29 | 0.49 | - |
Investing Cash Flow | -41.31 | -48.54 | -14.74 | -82.3 | -19.2 |
Financing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | 20 | 25 | 52.5 | 2.5 | 5 |
Long-Term Debt Repaid | -23.3 | -30.78 | -0.8 | -15.81 | -4.75 |
Net Debt Issued (Repaid) | -3.3 | -5.78 | 51.7 | -13.31 | 0.25 |
Issuance of Common Stock | - | - | - | - | 10.01 |
Repurchase of Common Stock | -2.18 | -0.12 | - | - | - |
Common Dividends Paid | -0.97 | -0.69 | -0.55 | -0.55 | -0.55 |
Net Increase (Decrease) in Deposit Accounts | 67.59 | 27.65 | -16.08 | 7.25 | 60.34 |
Financing Cash Flow | 61.14 | 21.06 | 35.07 | -6.62 | 70.05 |
Net Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | 33.01 | -17.4 | 29.2 | -79.05 | 59.5 |
Free Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 12.57 | 9.79 | 8.31 | 9.65 | 8.39 |
Free Cash Flow Growth | 28.40% | 17.74% | -13.90% | 15.02% | 18.61% |
Free Cash Flow Margin | 41.10% | 35.21% | 32.19% | 38.97% | 31.94% |
Free Cash Flow Per Share | 4.67 | 3.54 | 3.00 | 3.48 | 3.03 |
Additional Metrics
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 13.87 | 14.18 | 7.48 | 1.88 | 1.53 |
Cash Income Tax Paid | 2.83 | 2.65 | 2.49 | 2.59 | 2.16 |