First Berlin Bancorp, Inc. (FTFI)

First Berlin Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	39.63	38.26	34.3	28.09	20.78	20.07
Interest Income on Investments	4.45	4.22	3.91	3.54	2.45	1.13
Total Interest Income	44.08	42.48	38.22	31.63	23.23	21.19
Interest Paid on Deposits	12.11	11.35	9.75	6.45	1.52	1.02
Interest Paid on Borrowings	2.44	2.65	3.59	2.16	0.41	0.45
Total Interest Expense	14.56	14	13.35	8.61	1.92	1.47
Net Interest Income	29.53	28.48	24.87	23.02	21.31	19.73
Net Interest Income Growth	10.12%	14.51%	8.02%	8.04%	8.02%	9.56%
Gain (Loss) on Sale of Investments	-0.05	-0.18	-0.22	-0.16	-	0
Other Non-Interest Income	3.02	2.96	3.49	3.05	3.16	4.32
Total Non-Interest Income	3.7	3.45	3.83	3.25	3.91	6.85
Non-Interest Income Growth	9.15%	-9.91%	17.83%	-16.98%	-42.89%	2.27%
Revenues Before Loan Losses	33.22	31.93	28.7	26.27	25.22	26.58
Provision for Loan Losses	2	1.35	0.9	0.45	0.45	0.3
Revenue	31.22	30.58	27.8	25.82	24.77	26.28
Revenue Growth	8.22%	10.00%	7.65%	4.24%	-5.73%	12.52%
Salaries and Employee Benefits	10.63	9.91	9.24	9.25	8.73	8.87
Selling, General & Administrative	4.09	3.91	3.43	3.19	3.43	3.25
Other Non-Interest Expense	3.19	2.9	3.15	3.34	2.66	2.64
Total Non-Interest Expense	17.9	16.73	15.88	15.93	14.84	14.89
EBT Excluding Unusual Items	13.32	13.85	11.92	9.89	9.93	11.39
Pretax Income	13.32	13.85	11.92	9.89	9.93	11.39
Income Tax Expense	2.45	2.8	2.44	3.07	2.69	3.12
Net Income	10.87	11.05	9.48	6.82	7.23	8.26
Net Income to Common	10.87	11.05	9.48	6.82	7.23	8.26
Net Income Growth	8.27%	16.57%	38.93%	-5.70%	-12.47%	50.39%
Basic Shares Outstanding	3	3	3	3	3	3
Diluted Shares Outstanding	3	3	3	3	3	3
Shares Change	-5.42%	-2.71%	-0.20%	-	-	25.10%
EPS (Basic)	4.15	4.10	3.43	2.46	2.61	2.98
EPS (Diluted)	4.15	4.10	3.43	2.46	2.61	2.98
EPS Growth	14.47%	19.82%	39.21%	-5.70%	-12.47%	20.21%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Dividend Per Share	-	-	0.250	0.200	0.200	0.200
Dividend Growth	-	-	25.00%	0%	0%	0%
Effective Tax Rate	18.39%	20.24%	20.47%	31.05%	27.13%	27.43%

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 11, 2026

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