Generations Bancorp NY, Inc. (GBNY)
OTCMKTS
· Delayed Price · Currency is USD
14.80
-0.10 (-0.67%)
Oct 30, 2024, 3:58 PM EDT
Generations Bancorp NY Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | 2018 - 2014 |
|---|---|---|---|---|---|---|---|
Period Ending | Jun '24 Jun 30, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | Dec '19 Dec 31, 2019 | 2018 - 2014 |
| Interest Income on Loans | 15.61 | 14.46 | 12.02 | 12.58 | 12.39 | 11.74 | Upgrade
|
| Interest Income on Investments | 1.91 | 1.85 | 1.28 | 1.03 | 1.03 | 1.03 | Upgrade
|
| Total Interest Income | 17.52 | 16.32 | 13.3 | 13.6 | 13.42 | 12.77 | Upgrade
|
| Interest Paid on Deposits | 8.79 | 6.79 | 1.47 | 1.26 | 2.26 | 2.53 | Upgrade
|
| Interest Paid on Borrowings | 0.99 | 0.78 | 0.46 | 0.42 | 0.67 | 0.63 | Upgrade
|
| Total Interest Expense | 9.78 | 7.58 | 1.93 | 1.68 | 2.93 | 3.17 | Upgrade
|
| Net Interest Income | 7.74 | 8.74 | 11.37 | 11.92 | 10.49 | 9.6 | Upgrade
|
| Net Interest Income Growth (YoY) | -25.66% | -23.13% | -4.61% | 13.61% | 9.27% | 6.84% | Upgrade
|
| Mortgage Banking Activities | 0.02 | 0.02 | 0.04 | 0.06 | 0.05 | 0.08 | Upgrade
|
| Gain (Loss) on Sale of Assets | - | 0.31 | - | - | 0.33 | - | Upgrade
|
| Gain (Loss) on Sale of Investments | 0.07 | 0.05 | -0.05 | 0.04 | 0.99 | 0.54 | Upgrade
|
| Other Non-Interest Income | 2.43 | 2.6 | 2.12 | 2.63 | 2.6 | 2.93 | Upgrade
|
| Total Non-Interest Income | 2.52 | 2.98 | 2.12 | 2.73 | 3.96 | 3.55 | Upgrade
|
| Non-Interest Income Growth (YoY) | 9.66% | 40.81% | -22.34% | -31.16% | 11.61% | 2.87% | Upgrade
|
| Revenues Before Loan Losses | 10.26 | 11.72 | 13.49 | 14.65 | 14.45 | 13.15 | Upgrade
|
| Provision for Loan Losses | 1.21 | 0.93 | 0.63 | 0.54 | 0.48 | 0.36 | Upgrade
|
| Revenue | 9.06 | 10.79 | 12.86 | 14.11 | 13.97 | 12.79 | Upgrade
|
| Revenue Growth (YoY) | -24.85% | -16.09% | -8.86% | 0.96% | 9.24% | 4.31% | Upgrade
|
| Salaries and Employee Benefits | 5.07 | 5.62 | 4.71 | 5.25 | 5.57 | 6.07 | Upgrade
|
| Occupancy Expenses | 1.99 | 2.01 | 2.01 | 2.07 | 2.04 | 2.08 | Upgrade
|
| Selling, General & Administrative | 1.44 | 1.4 | 1.35 | 1.14 | 1.16 | 0.98 | Upgrade
|
| Other Non-Interest Expense | 3.96 | 3.74 | 3.49 | 3.65 | 3.57 | 3.73 | Upgrade
|
| Total Non-Interest Expense | 12.46 | 12.78 | 11.55 | 12.11 | 12.33 | 12.86 | Upgrade
|
| EBT Excluding Unusual Items | -3.4 | -1.99 | 1.3 | 2 | 1.64 | -0.07 | Upgrade
|
| Asset Writedown | - | - | - | -0.3 | - | - | Upgrade
|
| Pretax Income | -3.4 | -1.99 | 1.3 | 1.7 | 1.64 | -0.07 | Upgrade
|
| Income Tax Expense | -0.77 | -0.43 | 0.22 | 0.28 | -0.1 | -0.16 | Upgrade
|
| Net Income | -2.64 | -1.57 | 1.09 | 1.41 | 1.75 | 0.09 | Upgrade
|
| Net Income to Common | -2.64 | -1.57 | 1.09 | 1.41 | 1.75 | 0.09 | Upgrade
|
| Net Income Growth | - | - | -23.07% | -19.16% | 1909.20% | - | Upgrade
|
| Basic Shares Outstanding | 2 | 2 | 2 | 2 | 2 | 2 | Upgrade
|
| Diluted Shares Outstanding | 2 | 2 | 2 | 2 | 2 | 2 | Upgrade
|
| Shares Change (YoY) | -5.16% | -5.15% | -1.79% | -4.12% | -0.12% | 6.78% | Upgrade
|
| EPS (Basic) | -1.23 | -0.72 | 0.47 | 0.60 | 0.71 | 0.04 | Upgrade
|
| EPS (Diluted) | -1.24 | -0.72 | 0.47 | 0.60 | 0.71 | 0.04 | Upgrade
|
| EPS Growth | - | - | -21.77% | -15.69% | 1911.68% | - | Upgrade
|
| Effective Tax Rate | - | - | 16.58% | 16.69% | - | - | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.