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Generations Bancorp NY, Inc. (GBNY)
OTCMKTS · Delayed Price · Currency is USD
16.19
+0.03 (0.19%)
Sep 10, 2026, 10:36 AM EST

Generations Bancorp NY Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2024FY 2023FY 2022FY 2021FY 2020
Period EndingDec '24 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20
Revenue
7.657.6510.7912.8614.1113.97
Revenue Growth
-29.10%-29.10%-16.09%-8.86%0.96%9.24%
Net Income
-4.78-4.78-1.571.091.411.75
Earnings Per Share
-2.21-2.21-0.720.470.600.71
EPS Growth
----21.77%-15.69%1911.68%

Cash & Debt
Chart
Fiscal YearCurrentFY 2024FY 2023FY 2022FY 2021FY 2020
Period EndingDec '24 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20
Cash & Investments
13.6113.6119.548.6521.6526.83
Total Debt
19.919.923.5826.5317.7628.86
Net Cash (Debt)
-6.29-6.29-4.04-17.883.89-2.03
Net Cash Growth
------
Net Cash Per Share
-2.92-2.92-1.84-7.741.65-0.83

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2024FY 2023FY 2022FY 2021FY 2020
Period EndingDec '24 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20
Operating Cash Flow
-1.07-1.072.044.353.41
Capital Expenditures
-0.05-0.05-0.37-0.46-0.43-0.23
Free Cash Flow
-1.12-1.121.673.892.980.77
Free Cash Flow Growth
---57.06%30.64%288.14%37.95%

Margins
Chart
Fiscal YearTTMFY 2024FY 2023FY 2022FY 2021FY 2020
Period EndingDec '24 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20
Profit Margin
-62.43%-62.43%-14.52%8.46%10.02%12.51%
FCF Margin
-14.58%-14.58%15.48%30.25%21.11%5.49%

Valuation
Chart
Fiscal YearCurrentFY 2024FY 2023FY 2022FY 2021FY 2020
Period EndingSep '26 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20
PE Ratio
---23.5020.7314.69
P/FCF Ratio
--13.586.579.8433.47
PS Ratio
4.684.502.101.992.081.84