Generations Bancorp NY, Inc. (GBNY)
OTCMKTS · Delayed Price · Currency is USD
15.12
-0.06 (-0.40%)
Dec 9, 2024, 4:00 PM EST

Generations Bancorp NY Statistics

Total Valuation

Generations Bancorp NY has a market cap or net worth of 34.50 million.

Market Cap 34.50M
Enterprise Value n/a

Important Dates

The next estimated earnings date is Wednesday, April 2, 2025.

Earnings Date Apr 2, 2025
Ex-Dividend Date n/a

Share Statistics

Generations Bancorp NY has 2.28 million shares outstanding. The number of shares has decreased by -5.16% in one year.

Current Share Class n/a
Shares Outstanding 2.28M
Shares Change (YoY) -5.16%
Shares Change (QoQ) +0.33%
Owned by Insiders (%) 9.22%
Owned by Institutions (%) 22.90%
Float 1.78M

Valuation Ratios

PE Ratio n/a
Forward PE n/a
PS Ratio 3.58
PB Ratio 0.95
P/TBV Ratio 0.99
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF -59.05
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is -7.27%.

Return on Equity (ROE) -7.27%
Return on Assets (ROA) -0.66%
Return on Capital (ROIC) n/a
Revenue Per Employee 124,082
Profits Per Employee -36,096
Employee Count 74
Asset Turnover n/a
Inventory Turnover n/a

Taxes

Income Tax n/a
Effective Tax Rate n/a

Stock Price Statistics

The stock price has increased by +77.67% in the last 52 weeks. The beta is 0.43, so Generations Bancorp NY's price volatility has been lower than the market average.

Beta (5Y) 0.43
52-Week Price Change +77.67%
50-Day Moving Average 15.20
200-Day Moving Average 11.69
Relative Strength Index (RSI) 51.59
Average Volume (20 Days) 1,478

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) 0.43

Income Statement

In the last 12 months, Generations Bancorp NY had revenue of 9.06 million and -2.64 million in losses. Loss per share was -1.24.

Revenue 9.06M
Gross Profit 9.06M
Operating Income -3.40M
Pretax Income -3.40M
Net Income -2.64M
EBITDA n/a
EBIT n/a
Loss Per Share -1.24
Full Income Statement

Balance Sheet

The company has 13.64 million in cash and 21.32 million in debt, giving a net cash position of -7.68 million or -3.37 per share.

Cash & Cash Equivalents 13.64M
Total Debt 21.32M
Net Cash -7.68M
Net Cash Per Share -3.37
Equity (Book Value) 35.55M
Book Value Per Share 15.86
Working Capital -323.41M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -136,000 and capital expenditures -225,000, giving a free cash flow of -361,000.

Operating Cash Flow -136,000
Capital Expenditures -225,000
Free Cash Flow -361,000
FCF Per Share -0.16
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin -37.57%
Pretax Margin -37.57%
Profit Margin -29.09%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin -3.99%

Dividends & Yields

Generations Bancorp NY does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield 5.16%
Shareholder Yield 5.16%
Earnings Yield -8.16%
FCF Yield -1.05%

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score n/a