Generations Bancorp NY, Inc. (GBNY)
Generations Bancorp NY Statistics
Total Valuation
GBNY has a market cap or net worth of 37.33 million.
| Market Cap | 37.33M |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Friday, August 8, 2025.
| Earnings Date | Aug 8, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
GBNY has 2.28 million shares outstanding. The number of shares has decreased by -1.60% in one year.
| Current Share Class | 2.28M |
| Shares Outstanding | 2.28M |
| Shares Change (YoY) | -1.60% |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | 9.22% |
| Owned by Institutions (%) | n/a |
| Float | 1.78M |
Valuation Ratios
| PE Ratio | n/a |
| Forward PE | n/a |
| PS Ratio | 4.88 |
| PB Ratio | 1.05 |
| P/TBV Ratio | 1.07 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | -17.84 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is -13.07%.
| Return on Equity (ROE) | -13.07% |
| Return on Assets (ROA) | -1.18% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | 104,781 |
| Profits Per Employee | -65,411 |
| Employee Count | 74 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, GBNY has paid 55,000 in taxes.
| Income Tax | 55,000 |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has increased by +56.03% in the last 52 weeks. The beta is 0.23, so GBNY's price volatility has been lower than the market average.
| Beta (5Y) | 0.23 |
| 52-Week Price Change | +56.03% |
| 50-Day Moving Average | 16.16 |
| 200-Day Moving Average | 15.28 |
| Relative Strength Index (RSI) | 55.51 |
| Average Volume (20 Days) | 648 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 1.65 |
Income Statement
In the last 12 months, GBNY had revenue of 7.65 million and -4.78 million in losses. Loss per share was -2.21.
| Revenue | 7.65M |
| Gross Profit | 7.65M |
| Operating Income | -4.72M |
| Pretax Income | -4.72M |
| Net Income | -4.78M |
| EBITDA | n/a |
| EBIT | n/a |
| Loss Per Share | -2.21 |
Balance Sheet
The company has 13.61 million in cash and 19.90 million in debt, giving a net cash position of -6.29 million or -2.76 per share.
| Cash & Cash Equivalents | 13.61M |
| Total Debt | 19.90M |
| Net Cash | -6.29M |
| Net Cash Per Share | -2.76 |
| Equity (Book Value) | 35.40M |
| Book Value Per Share | 15.53 |
| Working Capital | -313.58M |
Cash Flow
In the last 12 months, operating cash flow was -1.07 million and capital expenditures -50,000, giving a free cash flow of -1.12 million.
| Operating Cash Flow | -1.07M |
| Capital Expenditures | -50,000 |
| Free Cash Flow | -1.12M |
| FCF Per Share | -0.49 |
Margins
| Gross Margin | n/a |
| Operating Margin | -61.71% |
| Pretax Margin | -61.71% |
| Profit Margin | -62.43% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
GBNY does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | 1.60% |
| Shareholder Yield | n/a |
| Earnings Yield | -12.79% |
| FCF Yield | -2.99% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | n/a |
| Graham Upside | n/a |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 1 |