Honat Bancorp, Inc. (HONT)

Honat Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	55.42	45.55	37.11	27.99	26.87
Interest Income on Investments	6.05	6.54	5.61	4.98	2.12
Total Interest Income	61.47	52.09	42.72	32.97	28.99
Interest Paid on Deposits	17.4	15.9	8.62	1.41	1.28
Interest Paid on Borrowings	-	-	0.07	0.06	0.03
Total Interest Expense	17.4	15.9	8.69	1.47	1.3
Net Interest Income	44.07	36.19	34.03	31.5	27.68
Net Interest Income Growth (YoY)	21.77%	6.35%	8.01%	13.81%	4.57%
Trust Income	0.99	0.78	0.69	0.65	0.7
Mortgage Banking Activities	0.56	0.61	0.55	0.88	2.76
Gain (Loss) on Sale of Assets	-0.05	-	0.12	-	-
Gain (Loss) on Sale of Investments	-	-	0.4	-0.6	0.14
Other Non-Interest Income	4.19	4.07	3.94	3.98	3.81
Total Non-Interest Income	5.7	5.46	5.7	4.91	7.41
Non-Interest Income Growth (YoY)	4.47%	-4.25%	15.93%	-33.67%	9.54%
Revenues Before Loan Losses	49.76	41.64	39.72	36.42	35.09
Provision for Loan Losses	2.3	0.95	0.65	0.3	0.6
Revenue	47.46	40.69	39.07	36.12	34.49
Revenue Growth (YoY)	16.64%	4.14%	8.19%	4.72%	8.94%
Salaries and Employee Benefits	16.57	14.08	12.96	12.42	11.51
Occupancy Expenses	-	-	-	-	1.11
Federal Deposit Insurance	0.47	0.44	0.41	0.26	0.22
Selling, General & Administrative	5.63	6.27	5.53	5.95	3.93
Other Non-Interest Expense	3.63	3.66	4.03	3.76	3.5
Total Non-Interest Expense	27.33	24.88	23.5	23.72	21.46
EBT Excluding Unusual Items	20.13	15.81	15.58	12.4	13.03
Other Unusual Items	-	-	-	3.48	-
Pretax Income	20.13	15.81	15.58	15.88	13.03
Income Tax Expense	3.58	2.81	2.71	2.73	2.11
Net Income	16.55	13	12.87	13.15	10.93
Net Income to Common	16.55	13	12.87	13.15	10.93
Net Income Growth	27.27%	1.05%	-2.14%	20.34%	16.45%
Basic Shares Outstanding	1	1	1	1	1
Diluted Shares Outstanding	1	1	1	1	1
Shares Change (YoY)	-0.23%	-0.74%	-0.29%	0.02%	-0.93%
EPS (Basic)	11.56	9.06	8.90	9.07	7.54
EPS (Diluted)	11.56	9.06	8.90	9.07	7.54
EPS Growth	27.56%	1.80%	-1.85%	20.31%	17.54%
Dividend Per Share	2.920	2.780	2.660	2.540	2.200
Dividend Growth	5.04%	4.51%	4.72%	15.46%	18.28%
Effective Tax Rate	17.80%	17.77%	17.40%	17.20%	16.17%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.