Honat Bancorp, Inc. (HONT)

Honat Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	53.06	45.55	37.11	27.99	26.87	26.71
Interest Income on Investments	6.28	6.54	5.61	4.98	2.12	2.58
Total Interest Income	59.35	52.09	42.72	32.97	28.99	29.3
Interest Paid on Deposits	17.42	15.9	8.62	1.41	1.28	2.77
Interest Paid on Borrowings	-	-	0.07	0.06	0.03	0.05
Total Interest Expense	17.42	15.9	8.69	1.47	1.3	2.83
Net Interest Income	41.92	36.19	34.03	31.5	27.68	26.47
Net Interest Income Growth (YoY)	19.14%	6.35%	8.01%	13.81%	4.57%	3.35%
Trust Income	0.96	0.78	0.69	0.65	0.7	0.58
Mortgage Banking Activities	0.52	0.61	0.55	0.88	2.76	3.25
Gain (Loss) on Sale of Assets	-	-	0.12	-	-	-
Gain (Loss) on Sale of Investments	-	-	0.4	-0.6	0.14	-0.09
Other Non-Interest Income	4.13	4.07	3.94	3.98	3.81	3.02
Total Non-Interest Income	5.6	5.46	5.7	4.91	7.41	6.76
Non-Interest Income Growth (YoY)	0.79%	-4.25%	15.93%	-33.67%	9.54%	39.53%
Revenues Before Loan Losses	47.52	41.64	39.72	36.42	35.09	33.24
Provision for Loan Losses	2.9	0.95	0.65	0.3	0.6	1.58
Revenue	44.62	40.69	39.07	36.12	34.49	31.66
Revenue Growth (YoY)	10.82%	4.14%	8.19%	4.72%	8.94%	9.23%
Salaries and Employee Benefits	14.78	14.08	12.96	12.42	11.51	11.69
Occupancy Expenses	-	-	-	-	1.11	1.12
Federal Deposit Insurance	0.46	0.44	0.41	0.26	0.22	0.13
Selling, General & Administrative	6.35	6.27	5.53	5.95	3.93	3.65
Other Non-Interest Expense	3.84	3.66	4.03	3.76	3.5	3.5
Total Non-Interest Expense	26.42	24.88	23.5	23.72	21.46	20.45
EBT Excluding Unusual Items	18.2	15.81	15.58	12.4	13.03	11.21
Other Unusual Items	-	-	-	3.48	-	-
Pretax Income	18.2	15.81	15.58	15.88	13.03	11.21
Income Tax Expense	3.23	2.81	2.71	2.73	2.11	1.83
Net Income	14.97	13	12.87	13.15	10.93	9.38
Net Income to Common	14.97	13	12.87	13.15	10.93	9.38
Net Income Growth	19.03%	1.05%	-2.14%	20.34%	16.45%	4.15%
Basic Shares Outstanding	1	1	1	1	1	1
Diluted Shares Outstanding	1	1	1	1	1	1
Shares Change (YoY)	-0.21%	-0.74%	-0.29%	0.02%	-0.93%	-0.65%
EPS (Basic)	10.46	9.06	8.90	9.07	7.54	6.41
EPS (Diluted)	10.46	9.06	8.90	9.07	7.54	6.41
EPS Growth	19.28%	1.80%	-1.85%	20.31%	17.54%	4.83%
Dividend Per Share	2.880	2.780	2.660	2.540	2.200	1.860
Dividend Growth	4.73%	4.51%	4.72%	15.46%	18.28%	4.49%
Effective Tax Rate	17.74%	17.77%	17.40%	17.20%	16.17%	16.34%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.