Honat Bancorp, Inc. (HONT)

Honat Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	50.38	45.55	37.11	27.99	26.87	26.71
Interest Income on Investments	6.63	6.54	5.61	4.98	2.12	2.58
Total Interest Income	57.01	52.09	42.72	32.97	28.99	29.3
Interest Paid on Deposits	17.35	15.9	8.62	1.41	1.28	2.77
Interest Paid on Borrowings	-	-	0.07	0.06	0.03	0.05
Total Interest Expense	17.35	15.9	8.69	1.47	1.3	2.83
Net Interest Income	39.66	36.19	34.03	31.5	27.68	26.47
Net Interest Income Growth (YoY)	15.13%	6.35%	8.01%	13.81%	4.57%	3.35%
Trust Income	0.92	0.78	0.69	0.65	0.7	0.58
Mortgage Banking Activities	0.53	0.61	0.55	0.88	2.76	3.25
Gain (Loss) on Sale of Assets	-	-	0.12	-	-	-
Gain (Loss) on Sale of Investments	-	-	0.4	-0.6	0.14	-0.09
Other Non-Interest Income	4.08	4.07	3.94	3.98	3.81	3.02
Total Non-Interest Income	5.54	5.46	5.7	4.91	7.41	6.76
Non-Interest Income Growth (YoY)	-1.14%	-4.25%	15.93%	-33.67%	9.54%	39.53%
Revenues Before Loan Losses	45.19	41.64	39.72	36.42	35.09	33.24
Provision for Loan Losses	1.58	0.95	0.65	0.3	0.6	1.58
Revenue	43.62	40.69	39.07	36.12	34.49	31.66
Revenue Growth (YoY)	12.29%	4.14%	8.19%	4.72%	8.94%	9.23%
Salaries and Employee Benefits	14.55	14.08	12.96	12.42	11.51	11.69
Occupancy Expenses	-	-	-	-	1.11	1.12
Federal Deposit Insurance	0.45	0.44	0.41	0.26	0.22	0.13
Selling, General & Administrative	6.39	6.27	5.53	5.95	3.93	3.65
Other Non-Interest Expense	3.79	3.66	4.03	3.76	3.5	3.5
Total Non-Interest Expense	25.96	24.88	23.5	23.72	21.46	20.45
EBT Excluding Unusual Items	17.66	15.81	15.58	12.4	13.03	11.21
Other Unusual Items	-	-	-	3.48	-	-
Pretax Income	17.66	15.81	15.58	15.88	13.03	11.21
Income Tax Expense	3.15	2.81	2.71	2.73	2.11	1.83
Net Income	14.51	13	12.87	13.15	10.93	9.38
Net Income to Common	14.51	13	12.87	13.15	10.93	9.38
Net Income Growth	21.42%	1.05%	-2.14%	20.34%	16.45%	4.15%
Basic Shares Outstanding	1	1	1	1	1	1
Diluted Shares Outstanding	1	1	1	1	1	1
Shares Change (YoY)	-0.19%	-0.74%	-0.29%	0.02%	-0.93%	-0.65%
EPS (Basic)	10.14	9.06	8.90	9.07	7.54	6.41
EPS (Diluted)	10.14	9.06	8.90	9.07	7.54	6.41
EPS Growth	21.65%	1.80%	-1.85%	20.31%	17.54%	4.83%
Dividend Per Share	1.420	2.780	2.660	2.540	2.200	1.860
Dividend Growth	-64.68%	4.51%	4.72%	15.46%	18.28%	4.49%
Effective Tax Rate	17.82%	17.77%	17.40%	17.20%	16.17%	16.34%

Updated Mar 12, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.