Honat Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	42.88	40.35	36.48	17.48	192.53
Investment Securities	102.01	120.25	120.78	147.16	88.68
Mortgage-Backed Securities	53.32	61.23	71.64	80.49	69.26
Total Investments	155.34	181.48	192.42	227.65	157.94
Gross Loans	886.71	782.88	696.34	637.43	561.04
Allowance for Loan Losses	-14.25	-12.29	-11.45	-11.17	-10.62
Other Adjustments to Gross Loans	-1.58	-1.25	-1	-0.91	-1.32
Net Loans	870.89	769.35	683.88	625.35	549.1
Property, Plant & Equipment	9.67	7.89	8.03	7.53	7.78
Loans Held for Sale	3.1	0.71	1.34	0.11	2.86
Accrued Interest Receivable	5.23	4.65	4.26	3.9	3.3
Restricted Cash	-	0.04	0.1	0.08	0.1
Other Long-Term Assets	38.08	37.22	35.95	38.05	30.9
Total Assets	1,126	1,043	963.21	921.67	945.11
Interest Bearing Deposits	566.63	526.39	494	456.65	508.2
Institutional Deposits	102.58	91.35	71.2	34.64	27.22
Non-Interest Bearing Deposits	288.88	273.68	257.35	288.74	279.76
Total Deposits	958.08	891.42	822.55	780.04	815.18
Short-Term Borrowings	-	-	-	16	-
Current Portion of Leases	0.25	-	-	-	-
Accrued Interest Payable	5.23	6.37	4.89	0.42	0.32
Long-Term Leases	2.19	1.08	1.1	0.61	0.57
Pension & Post-Retirement Benefits	0.77	0.78	0.74	0.7	0.72
Other Long-Term Liabilities	10.04	9.38	9.11	10.33	9.01
Total Liabilities	976.56	909.01	838.38	808.1	825.8
Common Stock	0.36	0.36	0.36	0.36	0.36
Retained Earnings	170.46	158.03	148.98	139.41	129.89
Treasury Stock	-17.15	-16.91	-16.73	-13.95	-13.95
Comprehensive Income & Other	-3.91	-7.91	-7.78	-12.24	3.02
Shareholders' Equity	149.75	133.57	124.83	113.57	119.31
Total Liabilities & Equity	1,126	1,043	963.21	921.67	945.11
Total Debt	2.44	1.08	1.1	16.61	0.57
Net Cash (Debt)	40.44	39.27	35.38	0.87	193.7
Net Cash Growth	2.98%	10.98%	3981.20%	-99.55%	155.62%
Net Cash Per Share	28.25	27.38	24.49	0.60	133.69
Filing Date Shares Outstanding	1.43	1.43	1.43	1.46	1.45
Total Common Shares Outstanding	1.43	1.43	1.43	1.46	1.45
Book Value Per Share	104.65	93.21	87.01	77.90	82.21
Tangible Book Value	149.75	133.57	124.83	113.57	119.31
Tangible Book Value Per Share	104.65	93.21	87.01	77.90	82.21

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.