Honat Bancorp, Inc. (HONT)

Honat Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	57.76	55.42	45.55	37.11	27.99	26.87
Interest Income on Investments	5.95	6.05	6.54	5.61	4.98	2.12
Total Interest Income	63.71	61.47	52.09	42.72	32.97	28.99
Interest Paid on Deposits	17.42	17.4	15.9	8.62	1.41	1.28
Interest Paid on Borrowings	-	-	-	0.07	0.06	0.03
Total Interest Expense	17.42	17.4	15.9	8.69	1.47	1.3
Net Interest Income	46.29	44.07	36.19	34.03	31.5	27.68
Net Interest Income Growth (YoY)	22.85%	21.77%	6.35%	8.01%	13.81%	4.57%
Trust Income	1.02	0.99	0.78	0.69	0.65	0.7
Mortgage Banking Activities	0.71	0.56	0.61	0.55	0.88	2.76
Gain (Loss) on Sale of Assets	-	-	-	0.12	-	-
Gain (Loss) on Sale of Investments	-0.05	-0.05	-	0.4	-0.6	0.14
Other Non-Interest Income	4.32	4.19	4.07	3.94	3.98	3.81
Total Non-Interest Income	6	5.7	5.46	5.7	4.91	7.41
Non-Interest Income Growth (YoY)	12.12%	4.47%	-4.25%	15.93%	-33.67%	9.54%
Revenues Before Loan Losses	52.28	49.76	41.64	39.72	36.42	35.09
Provision for Loan Losses	3.2	2.3	0.95	0.65	0.3	0.6
Revenue	49.08	47.46	40.69	39.07	36.12	34.49
Revenue Growth (YoY)	17.98%	16.64%	4.14%	8.19%	4.72%	8.94%
Salaries and Employee Benefits	15.42	15.07	14.08	12.96	12.42	11.51
Occupancy Expenses	-	-	-	-	-	1.11
Federal Deposit Insurance	0.48	0.47	0.44	0.41	0.26	0.22
Selling, General & Administrative	6.74	6.58	6.27	5.53	5.95	3.93
Other Non-Interest Expense	4.18	4.1	3.58	4.03	3.76	3.5
Total Non-Interest Expense	27.85	27.26	24.81	23.5	23.72	21.46
EBT Excluding Unusual Items	21.23	20.21	15.88	15.58	12.4	13.03
Other Unusual Items	-	-	-	-	3.48	-
Pretax Income	21.23	20.21	15.88	15.58	15.88	13.03
Income Tax Expense	3.83	3.66	2.88	2.71	2.73	2.11
Net Income	17.4	16.55	13	12.87	13.15	10.93
Net Income to Common	17.4	16.55	13	12.87	13.15	10.93
Net Income Growth	29.94%	27.27%	1.05%	-2.14%	20.34%	16.45%
Basic Shares Outstanding	1	1	1	1	1	1
Diluted Shares Outstanding	1	1	1	1	1	1
Shares Change (YoY)	-0.08%	-0.18%	-0.74%	-0.29%	0.02%	-0.93%
EPS (Basic)	12.16	11.56	9.06	8.90	9.07	7.54
EPS (Diluted)	12.16	11.56	9.06	8.90	9.07	7.54
EPS Growth	30.04%	27.50%	1.80%	-1.85%	20.31%	17.54%
Dividend Per Share	2.210	2.920	2.780	2.660	2.540	2.200
Dividend Growth	-21.35%	5.04%	4.51%	4.72%	15.46%	18.28%
Effective Tax Rate	18.05%	18.11%	18.15%	17.40%	17.20%	16.17%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.