Harbor Bankshares Corporation (HRBK)

Harbor Bankshares Financials Overview

Financials in millions USD. Fiscal year is January - December.

Revenue & Profits

Chart

Fiscal Year	TTM	FY 2005	FY 2004	FY 2003	FY 2002	FY 2001
Period Ending	Sep 30, 2006	Dec 31, 2005	Dec 31, 2004	Dec 31, 2003	Dec 31, 2002	Dec 31, 2001
Revenue Revenue Growth	13.33	12.59	11.52	10.56	9.91	9.34
Revenue Growth	8.96%	9.28%	9.05%	6.58%	6.16%	5.67%
Net Income Net Income Growth	1.88	1.88	1.46	1.79	1.08	0.73
Earnings Per Share EPS Growth	2.59	2.55	1.93	2.36	1.43	0.99
EPS Growth	25.02%	32.12%	-18.22%	65.03%	44.44%	23.75%

Cash & Debt

Chart

Fiscal Year	Current	FY 2005	FY 2004	FY 2003	FY 2002	FY 2001
Period Ending	Sep 30, 2006	Dec 31, 2005	Dec 31, 2004	Dec 31, 2003	Dec 31, 2002	Dec 31, 2001
Cash & Investments Cash & Investments Growth	11.56	22.96	18.07	17.04	22.23	18.71
Total Debt Total Debt Growth	7.22	7.22	7.22	7.22	1.94	2
Net Cash (Debt) Net Cash Growth	4.34	15.74	10.85	9.82	20.28	16.71
Net Cash Growth	4196.04%	45.11%	10.42%	-51.56%	21.40%	795.88%
Net Cash Per Share Net Cash Per Share Growth	6.00	21.31	14.35	12.98	26.91	22.68

Cash Flow & CapEx

Chart

Fiscal Year	TTM	FY 2005	FY 2004	FY 2003	FY 2002	FY 2001
Period Ending	Sep 30, 2006	Dec 31, 2005	Dec 31, 2004	Dec 31, 2003	Dec 31, 2002	Dec 31, 2001
Operating Cash Flow Operating Cash Flow Growth	2.52	4.13	2.52	2.71	0.42	1.64
Capital Expenditures CapEx Growth	-1.2	-3.07	-1.83	-3.15	-0.43	-0.24
Free Cash Flow Free Cash Flow Growth	1.32	1.06	0.69	-0.44	-0.01	1.41
Free Cash Flow Growth	334.71%	54.73%	-	-	-	238.51%

Margins

Chart

Fiscal Year	TTM	FY 2005	FY 2004	FY 2003	FY 2002	FY 2001
Period Ending	Sep 30, 2006	Dec 31, 2005	Dec 31, 2004	Dec 31, 2003	Dec 31, 2002	Dec 31, 2001
Profit Margin	14.11%	14.96%	12.69%	16.90%	10.87%	7.82%
FCF Margin	9.88%	8.44%	5.96%	-4.15%	-0.06%	15.06%

Dividends

Chart

Fiscal Year	Current	FY 2005	FY 2004	FY 2003	FY 2002	FY 2001
Period Ending	Jul 31, 2026	Dec 31, 2005	Dec 31, 2004	Dec 31, 2003	Dec 31, 2002	Dec 31, 2001
Dividend Per Share Dividend Per Share Growth	0.500	-	-	-	-	-
Dividend Per Share Growth	-50.00%	-	-	-	-	-

Valuation

Chart

Fiscal Year	Current	FY 2005	FY 2004	FY 2003	FY 2002	FY 2001
Period Ending	Jul 31, 2026	Dec 31, 2005	Dec 31, 2004	Dec 31, 2003	Dec 31, 2002	Dec 31, 2001
PE Ratio	10.72	9.16	-	-	-	-
P/FCF Ratio	26.79	16.22	-	-	-	-
PS Ratio	2.65	1.37	-	-	-	-

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2006

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Jul 31, 2026

Data Sources Report a data error