Harbor Bankshares Corporation (HRBK)

OTCMKTS · Delayed Price · Currency is USD

27.80

0.00 (0.00%)

Jul 30, 2026, 4:00 PM EST

Harbor Bankshares Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year	Current	FY 2005	FY 2004	FY 2003	FY 2002	FY 2001
Period Ending	Jul '26 Jul 30, 2026	Dec '05 Dec 31, 2005	Dec '04 Dec 31, 2004	Dec '03 Dec 31, 2003	Dec '02 Dec 31, 2002	Dec '01 Dec 31, 2001
Market Capitalization	35	17	-	-	-	-
Market Cap Growth	38.93%	-	-	-	-	-
Last Close Price	27.80	19.78	-	-	-	-

Price Ratios

Fiscal Year	Current	FY 2005	FY 2004	FY 2003	FY 2002	FY 2001
Period Ending	Jul '26 Jul 30, 2026	Dec '05 Dec 31, 2005	Dec '04 Dec 31, 2004	Dec '03 Dec 31, 2003	Dec '02 Dec 31, 2002	Dec '01 Dec 31, 2001
PE Ratio	10.72	9.16	-	-	-	-
PS Ratio	2.65	1.37	-	-	-	-
PB Ratio	1.98	1.02	-	-	-	-
P/FCF Ratio	26.79	16.22	-	-	-	-
P/OCF Ratio	13.99	4.17	-	-	-	-

Financial Efficiency

Fiscal Year	Current	FY 2005	FY 2004	FY 2003	FY 2002	FY 2001
Period Ending	Jul '26 Jul 30, 2026	Dec '05 Dec 31, 2005	Dec '04 Dec 31, 2004	Dec '03 Dec 31, 2003	Dec '02 Dec 31, 2002	Dec '01 Dec 31, 2001
Debt / Equity Ratio	0.40	0.43	0.44	0.47	0.14	0.16
Debt / FCF Ratio	5.48	6.79	10.51	-	-	1.42
Net Debt / Equity Ratio	-0.24	-0.93	-0.67	-0.64	-1.43	-1.36
Net Debt / FCF Ratio	-3.29	-14.81	-15.79	22.39	3514.05	-11.88
Return on Equity (ROE)	10.97%	11.35%	9.28%	12.13%	8.16%	6.49%
Return on Assets (ROA)	0.75%	0.77%	0.64%	0.83%	0.54%	0.39%

Yields

Fiscal Year	Current	FY 2005	FY 2004	FY 2003	FY 2002	FY 2001
Period Ending	Jul '26 Jul 30, 2026	Dec '05 Dec 31, 2005	Dec '04 Dec 31, 2004	Dec '03 Dec 31, 2003	Dec '02 Dec 31, 2002	Dec '01 Dec 31, 2001
Earnings Yield	5.33%	10.92%	-	-	-	-
FCF Yield	3.73%	6.17%	-	-	-	-
Payout Ratio	18.25%	15.00%	16.86%	10.31%	0.35%	-
Buyback Yield / Dilution	2.38%	2.33%	0.09%	-0.44%	-2.32%	-4.76%
Total Shareholder Return	4.17%	2.33%	0.09%	-0.44%	-2.32%	-4.76%