IBW Financial Corporation (IBWC)
OTCMKTS · Delayed Price · Currency is USD
99.00
+19.00 (23.75%)
Jul 30, 2026, 9:44 AM EST
IBW Financial Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 46.1 | 65.77 | 52.88 | 74.19 | 67.46 |
Investment Securities | 89.6 | 88.83 | 96.14 | 95.89 | 65.61 |
Mortgage-Backed Securities | 215.22 | 179 | 180.27 | 189.67 | 159.02 |
Total Investments | 304.82 | 267.83 | 276.41 | 285.56 | 224.63 |
Gross Loans | 413.31 | 408.78 | 375.75 | 343.93 | 304.41 |
Allowance for Loan Losses | -12.62 | -9.84 | -8.67 | -6.59 | -5.88 |
Other Adjustments to Gross Loans | -1.38 | -1.3 | -1.46 | -1.36 | -1.04 |
Net Loans | 399.31 | 397.64 | 365.63 | 335.98 | 297.49 |
Property, Plant & Equipment | 21.79 | 21.98 | 23.3 | 20.87 | 18.71 |
Loans Held for Sale | 0.38 | - | - | - | 0.64 |
Accrued Interest Receivable | 3.03 | 3.03 | 3.24 | 2.31 | - |
Long-Term Deferred Tax Assets | 7.52 | 10 | - | - | - |
Other Real Estate Owned & Foreclosed | 0.16 | 0.38 | 0.43 | - | - |
Other Long-Term Assets | 16.3 | 14.81 | 25.53 | 23.11 | 16.53 |
Total Assets | 799.42 | 781.45 | 747.41 | 742.03 | 625.44 |
Liabilities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Accounts Payable | 4.42 | 5.16 | 4.23 | 1.89 | 3.39 |
Interest Bearing Deposits | 436.01 | 462.98 | 388.27 | 393.5 | 362.12 |
Institutional Deposits | 30.71 | 27.02 | 27.22 | 17.53 | 16.44 |
Non-Interest Bearing Deposits | 136.72 | 151.46 | 167.81 | 198.54 | 168.51 |
Total Deposits | 603.44 | 641.45 | 583.29 | 609.57 | 547.06 |
Short-Term Borrowings | 55.29 | 3.03 | 28.4 | 4.26 | 7.18 |
Current Portion of Leases | 0.5 | - | - | - | - |
Long-Term Leases | 1.26 | 2.24 | 2.95 | 3.62 | 4.25 |
Total Liabilities | 664.91 | 651.89 | 618.87 | 619.34 | 561.89 |
Shareholders' Equity
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Preferred Stock, Redeemable | - | - | - | - | 0.5 |
Preferred Stock, Non-Redeemable | 94.48 | 94.48 | 94.48 | 94.48 | 12.54 |
Total Preferred Equity | 94.48 | 94.48 | 94.48 | 94.48 | 13.04 |
Common Stock | 0.65 | 0.65 | 0.65 | 0.65 | 0.65 |
Additional Paid-In Capital | 6.48 | 6.48 | 6.48 | 6.48 | 6.97 |
Retained Earnings | 46.04 | 47.45 | 46.68 | 44.54 | 43.39 |
Treasury Stock | -1.05 | -1.04 | -0.73 | -0.7 | - |
Comprehensive Income & Other | -12.08 | -18.45 | -19.01 | -22.76 | -0.49 |
Total Common Equity | 40.03 | 35.08 | 34.06 | 28.21 | 50.52 |
Shareholders' Equity | 134.51 | 129.56 | 128.54 | 122.69 | 63.56 |
Total Liabilities & Equity | 799.42 | 781.45 | 747.41 | 742.03 | 625.44 |
Additional Metrics
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 57.05 | 5.27 | 31.35 | 7.88 | 11.44 |
Net Cash (Debt) | -7.98 | 63.41 | 24.14 | 68.91 | 58.6 |
Net Cash Growth | - | 162.63% | -64.96% | 17.59% | -33.14% |
Net Cash Per Share | -12.35 | 98.19 | 37.39 | 106.70 | 94.74 |
Filing Date Shares Outstanding | 0.65 | 0.65 | 0.65 | 0.65 | 0.65 |
Total Common Shares Outstanding | 0.65 | 0.65 | 0.65 | 0.65 | 0.65 |
Book Value Per Share | 61.99 | 54.33 | 52.75 | 43.68 | 78.22 |
Tangible Book Value | 40.03 | 35.08 | 34.06 | 28.21 | 50.52 |
Tangible Book Value Per Share | 61.99 | 54.33 | 52.75 | 43.68 | 78.22 |