IBW Financial Corporation (IBWC)

IBW Financial Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	May 28, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	30	23	27	10	17	20
Market Cap Growth	181.37%	-13.60%	162.34%	-39.85%	-12.82%	-5.91%
Last Close Price	47.05	37.80	41.61	15.85	25.86	32.08
PE Ratio	-	-	29.24	3.99	13.61	7.89
PS Ratio	1.04	0.81	0.88	0.31	0.62	0.67
PB Ratio	0.23	0.17	0.21	0.08	0.14	0.31
P/FCF Ratio	12.36	9.52	5.83	1.99	-	-
P/OCF Ratio	8.97	6.91	4.58	1.15	5.42	7.29
Debt / Equity Ratio	0.42	0.42	0.04	0.24	0.06	0.18
Debt / FCF Ratio	23.20	23.20	1.13	6.03	-	-
Net Debt / Equity Ratio	0.06	0.06	-0.49	-0.19	-0.56	-0.92
Net Debt / FCF Ratio	3.24	3.24	-13.63	-4.64	264.02	18.18
Return on Equity (ROE)	0.33%	0.33%	1.41%	2.16%	1.48%	4.52%
Return on Assets (ROA)	0.06%	0.06%	0.24%	0.36%	0.20%	0.43%
Earnings Yield	-4.38%	1.85%	6.69%	26.27%	8.04%	12.80%
FCF Yield	8.09%	10.50%	17.16%	50.34%	-1.52%	-16.36%
Dividend Yield	0.26%	0.32%	0.58%	1.20%	0.66%	0.50%
Payout Ratio	426.85%	426.85%	57.36%	9.25%	16.43%	4.92%
Buyback Yield / Dilution	-4.41%	-	-	-	-4.41%	-3.60%
Total Shareholder Return	-4.15%	0.32%	0.58%	1.20%	-3.75%	-3.10%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.