JBT Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	46.49	42.76	41.04	31.56	28.69
Interest Income on Investments	6.03	6.21	3.13	1.47	0.82
Total Interest Income	52.52	48.98	44.17	33.04	29.52
Interest Paid on Deposits	13.22	12.8	8.62	2.54	2.25
Interest Paid on Borrowings	3.1	3.9	4.35	0.93	0.52
Total Interest Expense	16.32	16.7	12.98	3.47	2.78
Net Interest Income	36.21	32.27	31.2	29.57	26.74
Net Interest Income Growth (YoY)	12.19%	3.44%	5.53%	10.56%	20.12%
Mortgage Banking Activities	-	-	-	0.23	0.9
Gain (Loss) on Sale of Assets	1.62	-	-	-	-
Gain (Loss) on Sale of Investments	-0.74	-	-	-	-
Other Non-Interest Income	3.34	2.94	2.52	2.56	2.12
Total Non-Interest Income	6.5	4.79	4.32	4.36	4.25
Non-Interest Income Growth (YoY)	35.54%	11.10%	-0.99%	2.66%	-3.02%
Revenues Before Loan Losses	42.71	37.07	35.51	33.92	30.99
Provision for Loan Losses	3.22	1.73	1.19	1.2	0.94
Revenue	39.48	35.34	34.32	32.72	30.05
Revenue Growth (YoY)	11.73%	2.97%	4.88%	8.89%	22.08%
Salaries and Employee Benefits	14.5	13.84	12.32	11.91	11.63
Federal Deposit Insurance	0.55	0.59	0.61	0.51	0.5
Selling, General & Administrative	7.15	5.38	5.26	6.14	5.92
Other Non-Interest Expense	4.89	6.19	6.48	4.27	4.1
Total Non-Interest Expense	27.09	26	24.67	22.83	22.12
EBT Excluding Unusual Items	12.4	9.34	9.65	9.9	7.93
Pretax Income	12.4	9.34	9.65	9.9	7.93
Income Tax Expense	2.39	1.79	1.86	1.84	1.49
Net Income	10.01	7.56	7.79	8.06	6.44
Net Income to Common	10.01	7.56	7.79	8.06	6.44
Net Income Growth	32.44%	-3.05%	-3.31%	25.23%	26.35%
Basic Shares Outstanding	2	2	2	2	2
Diluted Shares Outstanding	2	2	2	2	2
Shares Change (YoY)	0.03%	-	-	0.04%	0.35%
EPS (Basic)	4.11	3.10	3.20	3.31	2.65
EPS (Diluted)	4.11	3.10	3.20	3.31	2.65
EPS Growth	32.40%	-3.05%	-3.31%	25.19%	25.91%
Dividend Per Share	-	1.020	-	0.905	0.850
Dividend Growth	-	-	-	6.47%	4.94%
Effective Tax Rate	19.28%	19.13%	19.28%	18.57%	18.84%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.