JBT Bancorp, Inc. (JBTC)
OTCMKTS · Delayed Price · Currency is USD
40.00
+0.01 (0.03%)
Jul 31, 2026, 10:02 AM EST
JBT Bancorp Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 10.01 | 7.56 | 7.79 | 8.06 | 6.44 |
Depreciation & Amortization | 0.62 | 0.67 | 0.66 | 0.69 | 0.83 |
Other Amortization | 2.21 | 2.91 | 2.37 | 0.34 | -2.07 |
Gain (Loss) on Sale of Assets | 0 | 0.01 | 0.01 | 0.01 | 0.04 |
Gain (Loss) on Sale of Investments | 0.56 | -0.11 | 0.05 | 0.16 | 0.22 |
Provision for Credit Losses | 2.62 | 1.53 | 1.39 | 1.2 | 0.94 |
Net Decrease (Increase) in Loans Originated / Sold - Operating | -0.18 | -0.35 | 0 | 0.1 | 0.79 |
Accrued Interest Receivable | 1.98 | 0.64 | 0.61 | 0.76 | 1.14 |
Other Operating Activities | -1.61 | -1.31 | -1.02 | -0.62 | 0.37 |
Operating Cash Flow | 17.04 | 13 | 13.01 | 10.95 | 8.25 |
Operating Cash Flow Growth | 31.09% | -0.02% | 18.75% | 32.77% | 103.53% |
Investing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -0.22 | -0.34 | -0.31 | -0.17 | -0.38 |
Investment in Securities | -2.95 | -9.58 | -4.43 | 1.38 | -5.95 |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -49.52 | 12.5 | -4.16 | -89.84 | -68.51 |
Other Investing Activities | -0.69 | 0.51 | -5.15 | 1.21 | 1.11 |
Investing Cash Flow | -53.39 | 3.1 | -14.04 | -87.43 | -73.73 |
Financing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Short-Term Debt Issued | - | - | - | 24 | - |
Long-Term Debt Issued | 100 | 70 | 51 | 5 | 9.89 |
Total Debt Issued | 100 | 70 | 51 | 29 | 9.89 |
Long-Term Debt Repaid | -116.13 | -89 | -9.52 | -12.59 | -9.45 |
Total Debt Repaid | -116.13 | -89 | -9.52 | -12.59 | -9.45 |
Net Debt Issued (Repaid) | -16.13 | -19 | 41.48 | 16.41 | 0.44 |
Issuance of Common Stock | - | - | - | - | 0.1 |
Common Dividends Paid | -2.68 | -2.43 | -2.39 | -2.14 | -2.04 |
Total Dividends Paid | -2.68 | -2.43 | -2.39 | -2.14 | -2.04 |
Net Increase (Decrease) in Deposit Accounts | 42.45 | 69.23 | -20.39 | 15.18 | 75.97 |
Financing Cash Flow | 23.65 | 47.8 | 18.7 | 29.45 | 74.47 |
Net Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | -12.7 | 63.9 | 17.67 | -47.02 | 8.99 |
Free Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 16.82 | 12.66 | 12.7 | 10.78 | 7.87 |
Free Cash Flow Growth | 32.83% | -0.29% | 17.82% | 36.98% | 201.84% |
Free Cash Flow Margin | 42.60% | 35.83% | 37.00% | 32.94% | 26.19% |
Free Cash Flow Per Share | 6.91 | 5.20 | 5.22 | 4.43 | 3.23 |
Additional Metrics
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 16.62 | 16.76 | 12.2 | 3.34 | 2.8 |
Cash Income Tax Paid | 3.01 | 2.41 | 2.45 | 1.59 | 0.76 |