JBT Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	115.94	93.97	106.66	42.76	25.1	72.12
Investment Securities	46.44	18.59	18.84	19.83	17.5	19.69
Mortgage-Backed Securities	-	30.9	26.21	14.97	13.39	15.55
Total Investments	46.44	49.49	45.05	34.8	30.88	35.24
Gross Loans	-	813.56	768.17	785.19	786.96	699.08
Allowance for Loan Losses	-	-9.71	-9.02	-9.1	-9.21	-8.32
Net Loans	-	803.85	759.15	776.09	777.75	690.76
Property, Plant & Equipment	7.98	8.11	8.55	8.89	11.09	11.65
Loans Held for Sale	800.87	0.92	0.4	-	-	-
Accrued Interest Receivable	-	3.04	2.89	3.09	2.68	3.16
Other Real Estate Owned & Foreclosed	-	-	-	-	0.17	0.21
Other Long-Term Assets	32.84	29.35	29.43	28.95	20.44	19.43
Total Assets	1,004	988.72	952.13	894.58	868.11	832.58
Interest Bearing Deposits	687.94	632.25	592.93	537.89	572.37	584.44
Institutional Deposits	-	40.16	41.62	47.15	28.57	24.84
Non-Interest Bearing Deposits	156.23	158.28	153.69	133.96	138.46	114.93
Total Deposits	844.17	830.68	788.23	719	739.39	724.21
Short-Term Borrowings	-	-	5	-	24	-
Current Portion of Long-Term Debt	-	20	-	-	9.52	12.25
Current Portion of Leases	-	0.4	-	-	0.3	-
Accrued Interest Payable	-	0.67	1.04	1.04	0.26	0.13
Long-Term Debt	9.94	9.94	9.93	9.92	9.91	9.89
Federal Home Loan Bank Debt, Long-Term	48	28	59.13	83.13	8.13	12.99
Long-Term Leases	-	0.91	1.66	1.98	1.57	1.9
Other Long-Term Liabilities	9.49	7.67	5.77	3.95	4.43	4.44
Total Liabilities	911.6	898.27	870.75	819.01	797.51	765.81
Common Stock	4.87	4.87	4.87	4.87	4.87	4.87
Additional Paid-In Capital	7.39	7.39	7.39	7.39	7.39	7.39
Retained Earnings	80.24	77.84	70.51	65.39	60.27	54.36
Comprehensive Income & Other	-0.04	0.35	-1.4	-2.09	-1.93	0.15
Shareholders' Equity	92.46	90.45	81.37	75.56	70.6	66.77
Total Liabilities & Equity	1,004	988.72	952.13	894.58	868.11	832.58
Total Debt	57.94	59.25	75.71	95.02	53.42	37.03
Net Cash (Debt)	58	34.72	30.95	-52.26	-28.32	35.09
Net Cash Growth	40.23%	12.18%	-	-	-	33.62%
Net Cash Per Share	23.83	14.27	12.72	-21.47	-11.64	14.42
Filing Date Shares Outstanding	2.43	2.43	2.43	2.43	2.43	2.43
Total Common Shares Outstanding	2.43	2.43	2.43	2.43	2.43	2.43
Book Value Per Share	37.99	37.17	33.44	31.06	29.01	27.43
Tangible Book Value	92.46	90.45	81.37	75.56	70.6	66.77
Tangible Book Value Per Share	37.99	37.17	33.44	31.06	29.01	27.43

Source: S&P Global Market Intelligence. Banks template. Financial Sources.