JBT Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	93.97	106.66	42.76	25.1	72.12
Investment Securities	18.59	18.84	19.83	17.5	19.69
Mortgage-Backed Securities	30.9	26.21	14.97	13.39	15.55
Total Investments	49.49	45.05	34.8	30.88	35.24
Gross Loans	813.56	768.17	785.19	786.96	699.08
Allowance for Loan Losses	-9.71	-9.02	-9.1	-9.21	-8.32
Net Loans	803.85	759.15	776.09	777.75	690.76
Property, Plant & Equipment	8.11	8.55	8.89	11.09	11.65
Loans Held for Sale	0.92	0.4	-	-	-
Accrued Interest Receivable	3.04	2.89	3.09	2.68	3.16
Other Real Estate Owned & Foreclosed	-	-	-	0.17	0.21
Other Long-Term Assets	29.35	29.43	28.95	20.44	19.43
Total Assets	988.72	952.13	894.58	868.11	832.58
Interest Bearing Deposits	632.25	592.93	537.89	572.37	584.44
Institutional Deposits	40.16	41.62	47.15	28.57	24.84
Non-Interest Bearing Deposits	158.28	153.69	133.96	138.46	114.93
Total Deposits	830.68	788.23	719	739.39	724.21
Short-Term Borrowings	-	5	-	24	-
Current Portion of Long-Term Debt	20	-	-	9.52	12.25
Current Portion of Leases	0.4	-	-	0.3	-
Accrued Interest Payable	0.67	1.04	1.04	0.26	0.13
Long-Term Debt	9.94	9.93	9.92	9.91	9.89
Federal Home Loan Bank Debt, Long-Term	28	59.13	83.13	8.13	12.99
Long-Term Leases	0.91	1.66	1.98	1.57	1.9
Other Long-Term Liabilities	7.67	5.77	3.95	4.43	4.44
Total Liabilities	898.27	870.75	819.01	797.51	765.81
Common Stock	4.87	4.87	4.87	4.87	4.87
Additional Paid-In Capital	7.39	7.39	7.39	7.39	7.39
Retained Earnings	77.84	70.51	65.39	60.27	54.36
Comprehensive Income & Other	0.35	-1.4	-2.09	-1.93	0.15
Shareholders' Equity	90.45	81.37	75.56	70.6	66.77
Total Liabilities & Equity	988.72	952.13	894.58	868.11	832.58
Total Debt	59.25	75.71	95.02	53.42	37.03
Net Cash (Debt)	34.72	30.95	-52.26	-28.32	35.09
Net Cash Growth	12.18%	-	-	-	33.62%
Net Cash Per Share	14.27	12.72	-21.47	-11.64	14.42
Filing Date Shares Outstanding	2.43	2.43	2.43	2.43	2.43
Total Common Shares Outstanding	2.43	2.43	2.43	2.43	2.43
Book Value Per Share	37.17	33.44	31.06	29.01	27.43
Tangible Book Value	90.45	81.37	75.56	70.6	66.77
Tangible Book Value Per Share	37.17	33.44	31.06	29.01	27.43

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.