JBT Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	47.61	46.49	42.76	41.04	31.56	28.69
Interest Income on Investments	6	6.03	6.21	3.13	1.47	0.82
Total Interest Income	53.6	52.52	48.98	44.17	33.04	29.52
Interest Paid on Deposits	13.21	13.22	12.8	8.62	2.54	2.25
Interest Paid on Borrowings	2.83	3.1	3.9	4.35	0.93	0.52
Total Interest Expense	16.04	16.32	16.7	12.98	3.47	2.78
Net Interest Income	37.56	36.21	32.27	31.2	29.57	26.74
Net Interest Income Growth (YoY)	13.80%	12.19%	3.44%	5.53%	10.56%	20.12%
Mortgage Banking Activities	-	-	-	-	0.23	0.9
Gain (Loss) on Sale of Assets	1.62	1.62	-	-	-	-
Gain (Loss) on Sale of Investments	-0.74	-0.74	-	-	-	-
Other Non-Interest Income	3.4	3.34	2.94	2.52	2.56	2.12
Total Non-Interest Income	6.75	6.5	4.79	4.32	4.36	4.25
Non-Interest Income Growth (YoY)	36.76%	35.54%	11.10%	-0.99%	2.66%	-3.02%
Revenues Before Loan Losses	44.31	42.71	37.07	35.51	33.92	30.99
Provision for Loan Losses	2.66	3.22	1.73	1.19	1.2	0.94
Revenue	41.65	39.48	35.34	34.32	32.72	30.05
Revenue Growth (YoY)	15.62%	11.73%	2.97%	4.88%	8.89%	22.08%
Salaries and Employee Benefits	15.01	14.5	13.84	12.32	11.91	11.63
Federal Deposit Insurance	0.55	0.55	0.59	0.61	0.51	0.5
Selling, General & Administrative	7	7.15	7.01	5.26	6.14	5.92
Other Non-Interest Expense	4.83	4.89	4.56	6.48	4.27	4.1
Total Non-Interest Expense	27.4	27.09	26	24.67	22.83	22.12
EBT Excluding Unusual Items	14.25	12.4	9.34	9.65	9.9	7.93
Pretax Income	14.25	12.4	9.34	9.65	9.9	7.93
Income Tax Expense	2.77	2.39	1.79	1.86	1.84	1.49
Net Income	11.48	10.01	7.56	7.79	8.06	6.44
Net Income to Common	11.48	10.01	7.56	7.79	8.06	6.44
Net Income Growth	44.63%	32.44%	-3.05%	-3.31%	25.23%	26.35%
Basic Shares Outstanding	2	2	2	2	2	2
Diluted Shares Outstanding	2	2	2	2	2	2
Shares Change (YoY)	-0.25%	-	-	-	0.04%	0.35%
EPS (Basic)	4.72	4.11	3.10	3.20	3.31	2.65
EPS (Diluted)	4.72	4.11	3.10	3.20	3.31	2.65
EPS Growth	44.99%	32.44%	-3.05%	-3.31%	25.19%	25.91%
Dividend Per Share	0.870	1.140	1.020	-	0.905	0.850
Dividend Growth	-16.35%	11.77%	-	-	6.47%	4.94%
Effective Tax Rate	19.47%	19.28%	19.13%	19.28%	18.57%	18.84%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.