JBT Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	88.62	106.66	42.76	25.1	72.12	63.13
Investment Securities	46.58	18.84	19.83	17.5	19.69	7.88
Mortgage-Backed Securities	-	26.21	14.97	13.39	15.55	22.36
Total Investments	46.58	45.05	34.8	30.88	35.24	30.24
Gross Loans	802.13	768.17	785.19	786.96	699.08	629.77
Allowance for Loan Losses	-	-9.02	-9.1	-9.21	-8.32	-7.68
Net Loans	802.13	759.15	776.09	777.75	690.76	622.1
Property, Plant & Equipment	8.23	8.55	8.89	11.09	11.65	12.34
Loans Held for Sale	-	0.4	-	-	-	-
Accrued Interest Receivable	-	2.89	3.09	2.68	3.16	3.86
Other Real Estate Owned & Foreclosed	-	-	-	0.17	0.21	0.12
Other Long-Term Assets	33.85	29.43	28.95	20.44	19.43	18.96
Total Assets	979.41	952.13	894.58	868.11	832.58	750.76
Interest Bearing Deposits	671.11	592.93	537.89	572.37	584.44	541.07
Institutional Deposits	-	41.62	47.15	28.57	24.84	24.19
Non-Interest Bearing Deposits	153.17	153.69	133.96	138.46	114.93	82.99
Total Deposits	824.28	788.23	719	739.39	724.21	648.24
Short-Term Borrowings	-	5	-	24	-	-
Current Portion of Long-Term Debt	-	31.13	-	9.52	12.25	6.13
Current Portion of Leases	-	0.41	-	0.3	-	-
Accrued Interest Payable	-	1.04	1.04	0.26	0.13	0.16
Long-Term Debt	9.93	9.93	9.92	9.91	9.89	3
Federal Home Loan Bank Debt, Long-Term	48	28	83.13	8.13	12.99	25.56
Long-Term Leases	-	1.25	1.98	1.57	1.9	2.19
Other Long-Term Liabilities	9.34	5.77	3.95	4.43	4.44	3.12
Total Liabilities	891.55	870.75	819.01	797.51	765.81	688.4
Common Stock	4.87	4.87	4.87	4.87	4.87	4.86
Additional Paid-In Capital	7.39	7.39	7.39	7.39	7.39	7.3
Retained Earnings	75.66	70.51	65.39	60.27	54.36	49.96
Comprehensive Income & Other	-0.06	-1.4	-2.09	-1.93	0.15	0.24
Total Common Equity	87.86	81.37	75.56	70.6	66.77	62.36
Shareholders' Equity	87.86	81.37	75.56	70.6	66.77	62.36
Total Liabilities & Equity	979.41	952.13	894.58	868.11	832.58	750.76
Total Debt	57.93	75.71	95.02	53.42	37.03	36.87
Net Cash (Debt)	30.69	30.95	-52.26	-28.32	35.09	26.26
Net Cash Growth	-	-	-	-	33.62%	8184.23%
Net Cash Per Share	12.62	12.72	-21.47	-11.64	14.42	10.83
Filing Date Shares Outstanding	2.43	2.43	2.43	2.43	2.43	2.43
Total Common Shares Outstanding	2.43	2.43	2.43	2.43	2.43	2.43
Book Value Per Share	36.10	33.44	31.05	29.01	27.43	25.67
Tangible Book Value	87.86	81.37	75.56	70.6	66.77	62.36
Tangible Book Value Per Share	36.10	33.44	31.05	29.01	27.43	25.67

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.