JBT Bancorp Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar '26 Mar 4, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	87	68	56	67	69	53
Market Cap Growth	54.15%	22.30%	-16.06%	-3.38%	29.74%	-15.40%
Last Close Price	35.70	26.80	21.02	24.05	24.13	18.03
PE Ratio	9.77	9.06	7.18	8.27	10.72	10.44
PS Ratio	2.27	1.94	1.63	2.04	2.30	2.16
PB Ratio	0.99	0.84	0.74	0.94	1.03	0.85
P/FCF Ratio	-	5.41	4.41	6.19	8.77	20.41
P/OCF Ratio	-	5.27	4.30	6.09	8.37	13.13
Debt / Equity Ratio	0.66	0.93	1.26	0.76	0.56	0.59
Debt / FCF Ratio	-	5.98	7.48	4.96	4.71	14.14
Net Debt / Equity Ratio	-0.35	-0.38	0.69	0.40	-0.53	-0.42
Net Debt / FCF Ratio	-	-2.44	4.12	2.63	-4.46	-10.07
Return on Equity (ROE)	10.56%	9.63%	10.66%	11.73%	9.97%	8.44%
Return on Assets (ROA)	0.93%	0.82%	0.88%	0.95%	0.81%	0.74%
Earnings Yield	10.23%	11.04%	13.92%	12.09%	9.32%	9.57%
FCF Yield	-	18.50%	22.69%	16.16%	11.40%	4.90%
Dividend Yield	3.47%	3.81%	-	3.76%	3.52%	4.49%
Payout Ratio	31.19%	32.22%	30.60%	26.58%	31.76%	38.05%
Buyback Yield / Dilution	0.20%	-	-	-0.04%	-0.35%	-0.42%
Total Shareholder Return	3.71%	3.81%	-	3.72%	3.18%	4.07%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.