JSB Financial Inc. (JFWV)

JSB Financial Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Assets

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	30.91	26.94	9.25	4.28	15.95
Investment Securities	104.25	106.96	118.72	128.45	148.31
Total Investments	104.25	106.96	118.72	128.45	148.31
Gross Loans	407.07	383.04	352.46	308.4	248.71
Allowance for Loan Losses	-4.4	-4.11	-3.8	-3.46	-2.83
Other Adjustments to Gross Loans	-0.88	-0.76	-0.75	-0.69	-1.07
Net Loans	401.79	378.18	347.91	304.24	244.81
Property, Plant & Equipment	4.57	4.76	4.94	5.16	5.2
Accrued Interest Receivable	1.56	1.51	1.39	1.27	1.1
Long-Term Deferred Tax Assets	3.31	4.29	5.09	5.6	1.08
Other Long-Term Assets	15.43	13.68	13.34	12.23	10.34
Total Assets	562.18	536.91	500.64	461.23	426.78

Liabilities

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accrued Expenses	3.86	3.58	3.08	2.5	3.08
Interest Bearing Deposits	359.83	354.67	297.97	279.34	268.72
Institutional Deposits	28.3	21.83	15.44	4.65	7.12
Non-Interest Bearing Deposits	130.78	118.17	112.65	130.78	114.84
Total Deposits	518.91	494.67	426.06	414.76	390.68
Short-Term Borrowings	-	-	28	0.01	-
Accrued Interest Payable	0.58	0.68	0.42	0.06	0.07
Federal Home Loan Bank Debt, Long-Term	2.08	7.94	18.12	21.39	-
Total Liabilities	525.42	506.87	475.69	438.72	393.83

Shareholders' Equity

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	2.57	2.57	2.57	2.76	2.76
Additional Paid-In Capital	2.57	2.57	2.57	2.76	2.76
Retained Earnings	40.9	37.41	33.92	32.98	29.73
Comprehensive Income & Other	-9.3	-12.52	-14.11	-15.99	-2.29
Shareholders' Equity	36.76	30.04	24.96	22.51	32.96
Total Liabilities & Equity	562.18	536.91	500.64	461.23	426.78

Additional Metrics

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	2.08	7.94	46.12	21.4	-
Net Cash (Debt)	28.83	19	-36.87	-17.11	15.95
Net Cash Growth	51.68%	-	-	-	30.52%
Net Cash Per Share	111.95	73.81	-135.34	-62.07	57.70
Filing Date Shares Outstanding	0.26	0.26	0.26	0.28	0.28
Total Common Shares Outstanding	0.26	0.26	0.26	0.28	0.28
Book Value Per Share	142.76	116.68	96.93	81.64	119.52
Tangible Book Value	36.76	30.04	24.96	22.51	32.96
Tangible Book Value Per Share	142.76	116.68	96.93	81.64	119.52

Data Source: S&P Global Market Intelligence Last updated: Dec 31, 2012

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Jul 31, 2026

Data Sources Report a data error