JSB Financial Inc. (JFWV)
OTCMKTS · Delayed Price · Currency is USD
125.25
0.00 (0.00%)
At close: Jul 31, 2026
JSB Financial Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 4.16 | 4.1 | 3.04 | 3.86 | 3.58 |
Depreciation & Amortization | 0.39 | 0.44 | 0.43 | 0.43 | 0.48 |
Gain (Loss) on Sale of Assets | -0 | 0.01 | 0 | - | -0.01 |
Gain (Loss) on Sale of Investments | 0.3 | 0.59 | 0.38 | 0.61 | 0.86 |
Provision for Credit Losses | 0.44 | -0.01 | 0.29 | 0.63 | 0.08 |
Accrued Interest Receivable | -0.04 | -0.12 | -0.12 | -0.17 | -0 |
Change in Other Net Operating Assets | -0.46 | 0.34 | -0.01 | -0.26 | 0.01 |
Other Operating Activities | -0.3 | 0.07 | -0.2 | -0.13 | -0.29 |
Operating Cash Flow | 4.38 | 5.67 | 4.17 | 4.96 | 4.7 |
Operating Cash Flow Growth | -22.84% | 36.03% | -15.91% | 5.47% | 11.45% |
Investing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -0.2 | -0.27 | -0.22 | -0.38 | -0.19 |
Investment in Securities | 6.03 | 12.18 | 11.33 | -0.11 | -39.52 |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -23.99 | -30.33 | -44.01 | -60.07 | -5.02 |
Other Investing Activities | 0.04 | 0.63 | -0.08 | -0.94 | -0.01 |
Investing Cash Flow | -18.13 | -17.8 | -32.97 | -61.5 | -44.39 |
Financing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Short-Term Debt Issued | - | - | - | 0.01 | - |
Long-Term Debt Issued | - | - | 28 | 21.39 | - |
Total Debt Issued | - | - | 28 | 21.4 | - |
Short-Term Debt Repaid | - | - | -0.01 | - | -0.34 |
Long-Term Debt Repaid | -5.85 | -38.18 | -3.27 | - | - |
Total Debt Repaid | -5.85 | -38.18 | -3.28 | - | -0.34 |
Net Debt Issued (Repaid) | -5.85 | -38.18 | 24.72 | 21.4 | -0.34 |
Repurchase of Common Stock | - | - | -1.62 | - | -0.3 |
Common Dividends Paid | -0.67 | -0.62 | -0.63 | -0.61 | -0.57 |
Net Increase (Decrease) in Deposit Accounts | 24.24 | 68.61 | 11.29 | 24.08 | 44.29 |
Financing Cash Flow | 17.72 | 29.81 | 33.77 | 44.87 | 43.08 |
Net Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | 3.97 | 17.69 | 4.97 | -11.67 | 3.39 |
Free Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 4.18 | 5.4 | 3.96 | 4.58 | 4.51 |
Free Cash Flow Growth | -22.59% | 36.60% | -13.59% | 1.40% | 17.28% |
Free Cash Flow Margin | 23.68% | 32.55% | 27.57% | 31.44% | 33.91% |
Free Cash Flow Per Share | 16.24 | 20.98 | 14.52 | 16.60 | 16.33 |
Additional Metrics
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 10.52 | 10.72 | 6.31 | 2.27 | 1.57 |
Cash Income Tax Paid | 1.06 | 0.61 | 0.73 | 0.78 | 1.07 |