Ledyard Financial Group, Inc. (LFGP)

Accolade Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	-	43.65	27.14	17.33	17.94	48.81
Investment Securities	302.33	225.95	267.54	266.58	316.06	201.37
Trading Asset Securities	-	3.87	5.27	8	1.06	0.46
Mortgage-Backed Securities	-	51.13	92.23	48.2	44.33	35.69
Total Investments	302.33	280.95	365.04	322.78	361.44	237.52
Gross Loans	629.33	579.72	418.77	362.06	362.68	372.34
Allowance for Loan Losses	-4.42	-3.76	-2.78	-3.84	-7.47	-7.96
Other Adjustments to Gross Loans	-	-	-	-	-	-0.42
Net Loans	624.91	575.96	415.99	358.21	355.21	363.96
Property, Plant & Equipment	66.11	13.06	13.12	18.78	17.84	18.74
Accrued Interest Receivable	-	3.92	3.9	3.27	3.25	3.03
Long-Term Deferred Tax Assets	-	11.44	10.33	9.6	0.88	0.61
Other Long-Term Assets	-	21.48	20.6	13.49	14.58	12.04
Total Assets	993.35	950.47	856.11	743.46	771.14	684.71
Accrued Expenses	-	10.98	9.17	6.12	7.95	2.74
Interest Bearing Deposits	814.09	387.31	397.15	282.77	314.01	324.6
Institutional Deposits	-	62.62	48.79	6.21	6.84	8.43
Non-Interest Bearing Deposits	-	357.83	214.21	281.35	354.23	256.48
Total Deposits	814.09	807.76	660.16	570.33	675.08	589.51
Short-Term Borrowings	-	-	-	0.22	1.56	9.61
Current Portion of Long-Term Debt	-	26.48	-	-	-	-
Long-Term Debt	111.15	17.78	17.74	17.7	-	-
Federal Home Loan Bank Debt, Long-Term	-	30.04	111.8	87.98	5.63	6.73
Long-Term Leases	-	-	-	5.23	5.67	6.13
Other Long-Term Liabilities	11.59	0.88	1.23	2.89	2.55	3.1
Total Liabilities	936.82	893.93	800.09	690.47	698.44	617.82
Common Stock	74.37	1.18	1.16	1.15	1.16	1.15
Additional Paid-In Capital	-	16.02	15.62	15.17	14.77	13.81
Retained Earnings	-	55.9	55.49	54.41	50.24	45.15
Treasury Stock	-1.64	-1.64	-1.64	-1.64	-1.65	-1.77
Comprehensive Income & Other	-16.2	-14.92	-14.61	-16.09	8.19	8.53
Shareholders' Equity	56.52	56.54	56.02	53	72.71	66.88
Total Liabilities & Equity	993.35	950.47	856.11	743.46	771.14	684.71
Total Debt	111.15	74.3	129.54	111.12	12.85	22.47
Net Cash (Debt)	-111.15	-26.78	-97.13	-85.79	6.14	26.8
Net Cash Growth	-	-	-	-	-77.08%	-
Net Cash Per Share	-33.17	-8.05	-29.44	-26.16	1.88	8.38
Filing Date Shares Outstanding	3.47	3.41	3.37	3.35	3.35	3.32
Total Common Shares Outstanding	3.47	3.41	3.37	3.35	3.35	3.32
Book Value Per Share	16.31	16.58	16.64	15.83	21.70	20.13
Tangible Book Value	56.52	56.54	56.02	53	72.71	66.88
Tangible Book Value Per Share	16.31	16.58	16.64	15.83	21.70	20.13

Source: S&P Global Market Intelligence. Banks template. Financial Sources.