Ledyard Financial Group Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	-	83.19	43.65	27.14	17.33	17.94
Investment Securities	299.42	211.48	225.95	267.54	266.58	316.06
Trading Asset Securities	-	0.96	3.87	5.27	8	1.06
Mortgage-Backed Securities	-	43.34	51.13	92.23	48.2	44.33
Total Investments	299.42	255.77	280.95	365.04	322.78	361.44
Gross Loans	684.56	670.76	579.72	418.77	362.06	362.68
Allowance for Loan Losses	-5	-4.59	-3.76	-2.78	-3.84	-7.47
Net Loans	679.56	666.17	575.96	415.99	358.21	355.21
Property, Plant & Equipment	64.45	13.38	13.06	13.12	18.78	17.84
Accrued Interest Receivable	-	4.39	3.92	3.9	3.27	3.25
Long-Term Deferred Tax Assets	-	11.09	11.44	10.33	9.6	0.88
Other Long-Term Assets	-	25.59	22.7	20.6	13.49	14.58
Total Assets	1,043	1,060	951.69	856.11	743.46	771.14
Accrued Expenses	-	12.02	10.98	9.17	6.12	7.95
Interest Bearing Deposits	879.28	415.14	387.31	397.15	282.77	314.01
Institutional Deposits	-	67.02	62.62	48.79	6.21	6.84
Non-Interest Bearing Deposits	-	397.06	357.83	214.21	281.35	354.23
Total Deposits	879.28	879.22	807.76	660.16	570.33	675.08
Short-Term Borrowings	-	-	-	-	0.22	1.56
Current Portion of Long-Term Debt	-	47.91	-	-	-	-
Long-Term Debt	89.01	17.82	17.78	17.74	17.7	-
Federal Home Loan Bank Debt, Long-Term	-	38.94	56.52	111.8	87.98	5.63
Long-Term Leases	-	-	-	-	5.23	5.67
Other Long-Term Liabilities	11.99	0.87	0.88	1.23	2.89	2.55
Total Liabilities	980.28	996.77	893.93	800.09	690.47	698.44
Common Stock	78.56	1.19	1.18	1.16	1.15	1.16
Additional Paid-In Capital	-	16.52	16.02	15.62	15.17	14.77
Retained Earnings	-	60.25	57.12	55.49	54.41	50.24
Treasury Stock	-1.86	-1.64	-1.64	-1.64	-1.64	-1.65
Comprehensive Income & Other	-13.55	-13.51	-14.92	-14.61	-16.09	8.19
Shareholders' Equity	63.15	62.81	57.76	56.02	53	72.71
Total Liabilities & Equity	1,043	1,060	951.69	856.11	743.46	771.14
Total Debt	89.01	104.66	74.3	129.54	111.12	12.85
Net Cash (Debt)	-89.01	-20.52	-26.78	-97.13	-85.79	6.14
Net Cash Growth	-	-	-	-	-	-77.08%
Net Cash Per Share	-26.56	-6.15	-8.07	-29.44	-26.16	1.88
Filing Date Shares Outstanding	3.34	3.46	3.41	3.37	3.35	3.35
Total Common Shares Outstanding	3.34	3.46	3.41	3.37	3.35	3.35
Book Value Per Share	18.92	18.15	16.93	16.64	15.83	21.70
Tangible Book Value	63.15	62.81	57.76	56.02	53	72.71
Tangible Book Value Per Share	18.92	18.15	16.93	16.64	15.83	21.70

Source: S&P Global Market Intelligence. Banks template. Financial Sources.