Ledyard Financial Group, Inc. (LFGP)
OTCMKTS · Delayed Price · Currency is USD
22.19
-0.01 (-0.05%)
Aug 25, 2026, 3:37 PM EST
Ledyard Financial Group Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 6.03 | 3.34 | 3.17 | 6.98 | 7.77 |
Depreciation & Amortization | 0.99 | 1.02 | 1 | 0.94 | 0.99 |
Gain (Loss) on Sale of Assets | - | -1.35 | - | - | - |
Gain (Loss) on Sale of Investments | 0.92 | 2.27 | 1.37 | 3.14 | 2.54 |
Provision for Credit Losses | 0.87 | 0.62 | 0.67 | -3.63 | -0.45 |
Accrued Interest Receivable | -0.46 | -0.02 | -0.64 | -0.02 | -0.22 |
Change in Other Net Operating Assets | 0.64 | 2.78 | -2.41 | -0.06 | -1.4 |
Other Operating Activities | -0.14 | -1 | -1.5 | -0.77 | -0.18 |
Operating Cash Flow | 9.36 | 8.07 | 2.27 | 7.54 | 10.39 |
Operating Cash Flow Growth | 15.90% | 256.23% | -69.95% | -27.43% | 4.37% |
Investing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -1.31 | -2.63 | -0.56 | -1.88 | -0.57 |
Sale of Property, Plant and Equipment | - | 3.01 | - | - | - |
Investment in Securities | 23.67 | 79.48 | -45.69 | 1.72 | -126.33 |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -91.06 | -160.9 | -56.66 | 0.51 | 9.31 |
Investing Cash Flow | -68.7 | -81.03 | -102.91 | 0.35 | -117.58 |
Financing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Short-Term Debt Issued | 76 | 151.1 | 2,170 | 612.6 | - |
Long-Term Debt Issued | 10.08 | - | 25 | 19.12 | 1.95 |
Total Debt Issued | 86.08 | 151.1 | 2,195 | 631.72 | 1.95 |
Short-Term Debt Repaid | -55.76 | -206.3 | -2,171 | -532.03 | -5.2 |
Long-Term Debt Repaid | - | -0.08 | -0.08 | -0.07 | -3.05 |
Total Debt Repaid | -55.76 | -206.38 | -2,172 | -532.1 | -8.25 |
Net Debt Issued (Repaid) | 30.32 | -55.28 | 23.6 | 99.62 | -6.3 |
Repurchase of Common Stock | - | - | -0.16 | -0.55 | -0.28 |
Common Dividends Paid | -2.9 | -2.86 | -2.83 | -2.82 | -2.67 |
Net Increase (Decrease) in Deposit Accounts | 71.46 | 147.61 | 89.83 | -104.75 | 85.57 |
Financing Cash Flow | 98.88 | 89.47 | 110.45 | -8.5 | 76.32 |
Net Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | 39.54 | 16.51 | 9.8 | -0.61 | -30.87 |
Free Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 8.04 | 5.45 | 1.71 | 5.66 | 9.83 |
Free Cash Flow Growth | 47.67% | 218.95% | -69.85% | -42.36% | 34.42% |
Free Cash Flow Margin | 18.96% | 16.00% | 5.56% | 16.89% | 29.11% |
Free Cash Flow Per Share | 2.41 | 1.64 | 0.52 | 1.73 | 3.01 |
Additional Metrics
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 22.62 | 22.15 | 10.43 | 1.74 | 1.04 |
Cash Income Tax Paid | 0.64 | 0.1 | -0.2 | -0.62 | 1.09 |