Ledyard Financial Group, Inc. (LFGP)

Ledyard Financial Group Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb 13, 2026	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	59	52	57	60	83	63
Market Cap Growth	24.23%	-8.01%	-4.51%	-27.82%	31.20%	-22.50%
Last Close Price	16.99	14.50	15.06	15.03	20.07	14.93
PE Ratio	10.57	16.05	17.98	8.54	10.63	9.35
PS Ratio	1.45	1.54	1.85	1.78	2.45	2.16
PB Ratio	0.99	0.93	1.02	1.13	1.14	0.94
P/FCF Ratio	-	9.51	33.32	10.52	8.40	8.61
P/OCF Ratio	-	6.44	25.11	7.90	7.95	6.32
Debt / Equity Ratio	1.87	1.31	2.31	2.10	0.18	0.34
Debt / FCF Ratio	-	13.50	75.84	19.62	1.31	3.07
Net Debt / Equity Ratio	1.87	0.47	1.73	1.62	-0.08	-0.40
Net Debt / FCF Ratio	-	4.87	56.87	15.15	-0.62	-3.66
Return on Equity (ROE)	9.29%	5.79%	5.81%	11.11%	11.13%	10.94%
Return on Assets (ROA)	0.55%	0.36%	0.40%	0.92%	1.07%	1.14%
Earnings Yield	9.17%	6.23%	5.56%	11.71%	9.40%	10.69%
FCF Yield	-	10.51%	3.00%	9.50%	11.90%	11.62%
Dividend Yield	4.94%	5.79%	5.58%	5.59%	3.98%	5.09%
Payout Ratio	-	87.55%	89.31%	40.36%	34.45%	37.06%
Buyback Yield / Dilution	-1.73%	-0.85%	-0.63%	-0.38%	-2.19%	-0.60%
Total Shareholder Return	3.22%	4.94%	4.95%	5.21%	1.80%	4.49%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.