Mercer Bancorp, Inc. (MSBB)
OTCMKTS · Delayed Price · Currency is USD
19.22
0.00 (0.00%)
Jun 17, 2026, 11:53 AM EST
Mercer Bancorp Income Statement
Financials in millions USD. Fiscal year is October - September.
Millions USD. Fiscal year is Oct - Sep.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 | Sep '21 Sep 30, 2021 |
Interest Income on Loans | 8.91 | 8.81 | 7.59 | 5.38 | 4.32 | 4.34 |
Interest Income on Investments | 0.6 | 0.63 | 0.66 | 0.63 | 0.27 | 0.12 |
Total Interest Income | 9.51 | 9.44 | 8.25 | 6 | 4.59 | 4.46 |
Interest Paid on Deposits | 2.06 | 1.85 | 1.73 | 0.49 | 0.23 | 0.36 |
Interest Paid on Borrowings | 0.32 | 0.79 | 0.8 | 0.11 | 0.03 | 0.04 |
Total Interest Expense | 2.38 | 2.64 | 2.53 | 0.6 | 0.26 | 0.4 |
Net Interest Income | 7.12 | 6.8 | 5.71 | 5.4 | 4.33 | 4.06 |
Net Interest Income Growth (YoY) | 14.90% | 18.98% | 5.75% | 24.77% | 6.67% | - |
Gain (Loss) on Sale of Investments | -0.01 | - | 0 | -0.01 | - | - |
Other Non-Interest Income | 0.24 | 0.24 | 0.49 | 0.33 | 0.41 | 0.56 |
Total Non-Interest Income | 0.46 | 0.5 | 0.85 | 0.65 | 0.79 | 0.66 |
Non-Interest Income Growth (YoY) | -44.38% | -40.32% | 31.08% | -18.76% | 21.04% | - |
Revenues Before Loan Losses | 7.58 | 7.3 | 6.56 | 6.05 | 5.12 | 4.72 |
Provision for Loan Losses | 0.05 | 0.07 | 0.07 | - | 0.03 | 0.18 |
| 7.53 | 7.24 | 6.49 | 6.05 | 5.1 | 4.54 | |
Revenue Growth (YoY) | 8.67% | 11.48% | 7.33% | 18.60% | 12.43% | - |
Salaries and Employee Benefits | 2.87 | 2.54 | 2.42 | 2.2 | 2.07 | 1.92 |
Occupancy Expenses | 0.64 | 0.56 | 0.51 | 0.45 | 0.34 | 0.36 |
Federal Deposit Insurance | 0.08 | 0.08 | 0.07 | 0.06 | 0.04 | 0.04 |
Selling, General & Administrative | 1.52 | 1.73 | 1.46 | 1 | 0.79 | 0.77 |
Other Non-Interest Expense | 1.03 | 1.1 | 1.18 | 0.8 | 0.7 | 0.7 |
Total Non-Interest Expense | 6.14 | 6.01 | 5.63 | 5.13 | 3.96 | 3.82 |
EBT Excluding Unusual Items | 1.38 | 1.23 | 0.86 | 0.92 | 1.14 | 0.71 |
Pretax Income | 1.38 | 1.23 | 0.86 | 0.92 | 1.14 | 0.71 |
Income Tax Expense | 0.28 | 0.26 | 0.17 | 0.17 | 0.19 | 0.14 |
Net Income | 1.1 | 0.97 | 0.69 | 0.74 | 0.94 | 0.57 |
Net Income to Common | 1.1 | 0.97 | 0.69 | 0.74 | 0.94 | 0.57 |
Net Income Growth | 57.32% | 40.36% | -6.89% | -21.16% | 65.18% | - |
Basic Shares Outstanding | 1 | 1 | 1 | 1 | 1 | - |
Diluted Shares Outstanding | 1 | 1 | 1 | 1 | 1 | - |
Shares Change (YoY) | 2.57% | 0.44% | -7.64% | -4.28% | - | - |
EPS (Basic) | 1.15 | 1.03 | 0.73 | 0.73 | 0.88 | - |
EPS (Diluted) | 1.13 | 1.02 | 0.73 | 0.73 | 0.88 | - |
EPS Growth | 53.43% | 39.73% | 0.38% | -17.63% | - | - |
Effective Tax Rate | 20.18% | 20.80% | 19.30% | 18.90% | 16.98% | 19.99% |