Mercer Bancorp, Inc. (MSBB)
OTCMKTS · Delayed Price · Currency is USD
20.00
0.00 (0.00%)
Aug 20, 2026, 4:00 PM EST
Mercer Bancorp Balance Sheet
Financials in millions USD. Fiscal year is October - September.
Millions USD. Fiscal year is Oct - Sep.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 | Sep '21 Sep 30, 2021 |
Cash & Equivalents | 5.95 | 5.36 | 5.9 | 6.29 | 14.38 | 18 |
Investment Securities | 6.32 | 5.93 | 6.75 | 8.32 | 8.88 | 5.3 |
Mortgage-Backed Securities | 3.56 | 3.89 | 4.57 | 3.38 | 4.03 | 3.72 |
Total Investments | 9.89 | 9.82 | 11.31 | 11.7 | 12.91 | 9.02 |
Gross Loans | 143.44 | 143.26 | 146.04 | 130.9 | 118.65 | 113.47 |
Allowance for Loan Losses | -0.87 | -0.96 | -0.96 | -0.93 | -0.98 | -0.96 |
Net Loans | 141.85 | 142.3 | 145.08 | 129.97 | 117.67 | 112.51 |
Property, Plant & Equipment | 5.08 | 5.15 | 2.73 | 2.6 | 2.61 | 2.42 |
Loans Held for Sale | 6.15 | 8.05 | 10.54 | 3.09 | - | 0.4 |
Accrued Interest Receivable | 0.64 | 0.68 | 0.69 | 0.46 | 0.38 | 0.32 |
Long-Term Deferred Tax Assets | 0.2 | 0.23 | 0.28 | 0.41 | 0.27 | 0.02 |
Other Real Estate Owned & Foreclosed | - | - | - | 0.05 | - | - |
Other Long-Term Assets | 2.84 | 2.93 | 2.88 | 2.62 | 2.77 | 2.49 |
Total Assets | 173.94 | 176.17 | 181.75 | 159.05 | 152.88 | 147.34 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 | Sep '21 Sep 30, 2021 |
Interest Bearing Deposits | 132.48 | 127.03 | 76.2 | 68.56 | 67.24 | 113.16 |
Institutional Deposits | - | 2.24 | 3.22 | 3.66 | 2.2 | 2.46 |
Non-Interest Bearing Deposits | 14.07 | 14.72 | 55.14 | 50.6 | 65.32 | 12.62 |
Total Deposits | 146.55 | 143.99 | 134.56 | 122.82 | 134.76 | 128.25 |
Current Portion of Long-Term Debt | 1 | 6 | - | - | 1 | - |
Accrued Interest Payable | 0.35 | 0.32 | 0.16 | 0.07 | 0 | 0 |
Federal Home Loan Bank Debt, Long-Term | - | - | 22 | 12 | 2 | 4 |
Other Long-Term Liabilities | 0.93 | 1.24 | 1.08 | 1.48 | 1.07 | 1.03 |
Total Liabilities | 148.84 | 151.55 | 157.8 | 136.37 | 138.83 | 133.28 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 | Sep '21 Sep 30, 2021 |
Common Stock | 0.01 | 0.01 | 0.01 | 0.01 | - | - |
Additional Paid-In Capital | 8.23 | 8.37 | 8.66 | 8.64 | - | - |
Retained Earnings | 17.79 | 17.34 | 16.37 | 15.7 | 14.96 | 14.02 |
Treasury Stock | -0.1 | -0.1 | -0.1 | -0.1 | - | - |
Comprehensive Income & Other | -0.83 | -1 | -0.99 | -1.58 | -0.9 | 0.05 |
Shareholders' Equity | 25.1 | 24.62 | 23.95 | 22.68 | 14.06 | 14.06 |
Total Liabilities & Equity | 173.94 | 176.17 | 181.75 | 159.05 | 152.88 | 147.34 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 | Sep '21 Sep 30, 2021 |
Total Debt | 1 | 6 | 22 | 12 | 3 | 4 |
Net Cash (Debt) | 5.05 | -0.54 | -16 | -5.61 | 11.48 | 14.1 |
Net Cash Growth | - | - | - | - | -18.61% | - |
Net Cash Per Share | 5.24 | -0.57 | -16.94 | -5.48 | 10.74 | - |
Filing Date Shares Outstanding | 0.95 | 1.03 | 1.02 | 1.02 | 1.07 | - |
Total Common Shares Outstanding | 0.95 | 1.03 | 1.02 | 1.02 | 1.07 | - |
Book Value Per Share | 26.48 | 23.96 | 23.42 | 22.17 | 13.15 | - |
Tangible Book Value | 25.1 | 24.62 | 23.95 | 22.68 | 14.06 | 14.06 |
Tangible Book Value Per Share | 26.48 | 23.96 | 23.42 | 22.17 | 13.15 | - |