Mercer Bancorp Balance Sheet

Financials in millions USD. Fiscal year is October - September.

Millions USD. Fiscal year is Oct - Sep.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '25 Mar 31, 2025	Sep '24 Sep 30, 2024	Sep '23 Sep 30, 2023	Sep '22 Sep 30, 2022	Sep '21 Sep 30, 2021
Cash & Equivalents	6.71	5.9	6.29	14.38	18
Investment Securities	5.86	6.75	8.32	8.88	5.3
Mortgage-Backed Securities	4.15	4.57	3.38	4.03	3.72
Total Investments	10.01	11.31	11.7	12.91	9.02
Gross Loans	146.03	146.04	130.9	118.65	113.47
Allowance for Loan Losses	-0.93	-0.96	-0.93	-0.98	-0.96
Net Loans	144.47	145.08	129.97	117.67	112.51
Property, Plant & Equipment	3.72	2.73	2.6	2.61	2.42
Loans Held for Sale	9.48	10.54	3.09	-	0.4
Accrued Interest Receivable	0.68	0.69	0.46	0.38	0.32
Long-Term Deferred Tax Assets	0.31	0.28	0.41	0.27	0.02
Other Real Estate Owned & Foreclosed	-	-	0.05	-	-
Other Long-Term Assets	3.12	2.88	2.62	2.77	2.49
Total Assets	180.91	181.75	159.05	152.88	147.34
Interest Bearing Deposits	83.72	76.2	68.56	67.24	113.16
Institutional Deposits	-	3.22	3.66	2.2	2.46
Non-Interest Bearing Deposits	55.07	55.14	50.6	65.32	12.62
Total Deposits	138.79	134.56	122.82	134.76	128.25
Current Portion of Long-Term Debt	-	19	-	1	-
Accrued Interest Payable	0.24	0.16	0.07	0	0
Federal Home Loan Bank Debt, Long-Term	17	3	12	2	4
Other Long-Term Liabilities	0.98	1.08	1.48	1.07	1.03
Total Liabilities	157.01	157.8	136.37	138.83	133.28
Common Stock	0.01	0.01	0.01	-	-
Additional Paid-In Capital	8.43	8.66	8.64	-	-
Retained Earnings	16.68	16.37	15.7	14.96	14.02
Treasury Stock	-0.1	-0.1	-0.1	-	-
Comprehensive Income & Other	-1.13	-0.99	-1.58	-0.9	0.05
Shareholders' Equity	23.9	23.95	22.68	14.06	14.06
Total Liabilities & Equity	180.91	181.75	159.05	152.88	147.34
Total Debt	17	22	12	3	4
Net Cash (Debt)	-10.19	-16	-5.61	11.48	14.1
Net Cash Growth	-	-	-	-18.61%	-
Net Cash Per Share	-10.72	-16.86	-5.48	10.74	-
Filing Date Shares Outstanding	1.01	1.02	1.02	1.07	-
Total Common Shares Outstanding	1.01	1.02	1.02	1.07	-
Book Value Per Share	23.56	23.42	22.17	13.15	-
Tangible Book Value	23.9	23.95	22.68	14.06	14.06
Tangible Book Value Per Share	23.56	23.42	22.17	13.15	-

Updated Feb 14, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.