Mercer Bancorp Balance Sheet

Financials in millions USD. Fiscal year is October - September.

Millions USD. Fiscal year is Oct - Sep.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '25 Jun 30, 2025	Sep '24 Sep 30, 2024	Sep '23 Sep 30, 2023	Sep '22 Sep 30, 2022	Sep '21 Sep 30, 2021
Cash & Equivalents	3.83	5.9	6.29	14.38	18
Investment Securities	5.79	6.75	8.32	8.88	5.3
Mortgage-Backed Securities	3.98	4.57	3.38	4.03	3.72
Total Investments	9.77	11.31	11.7	12.91	9.02
Gross Loans	144.45	146.04	130.9	118.65	113.47
Allowance for Loan Losses	-0.96	-0.96	-0.93	-0.98	-0.96
Net Loans	143.48	145.08	129.97	117.67	112.51
Property, Plant & Equipment	4.8	2.73	2.6	2.61	2.42
Loans Held for Sale	8.85	10.54	3.09	-	0.4
Accrued Interest Receivable	0.66	0.69	0.46	0.38	0.32
Long-Term Deferred Tax Assets	0.4	0.28	0.41	0.27	0.02
Other Real Estate Owned & Foreclosed	-	-	0.05	-	-
Other Long-Term Assets	2.94	2.88	2.62	2.77	2.49
Total Assets	176.96	181.75	159.05	152.88	147.34
Interest Bearing Deposits	83.83	76.2	68.56	67.24	113.16
Institutional Deposits	-	3.22	3.66	2.2	2.46
Non-Interest Bearing Deposits	56.04	55.14	50.6	65.32	12.62
Total Deposits	139.86	134.56	122.82	134.76	128.25
Current Portion of Long-Term Debt	-	19	-	1	-
Accrued Interest Payable	0.24	0.16	0.07	0	0
Federal Home Loan Bank Debt, Long-Term	11	3	12	2	4
Other Long-Term Liabilities	1.78	1.08	1.48	1.07	1.03
Total Liabilities	152.89	157.8	136.37	138.83	133.28
Common Stock	0.01	0.01	0.01	-	-
Additional Paid-In Capital	8.33	8.66	8.64	-	-
Retained Earnings	17.02	16.37	15.7	14.96	14.02
Treasury Stock	-0.1	-0.1	-0.1	-	-
Comprehensive Income & Other	-1.19	-0.99	-1.58	-0.9	0.05
Shareholders' Equity	24.07	23.95	22.68	14.06	14.06
Total Liabilities & Equity	176.96	181.75	159.05	152.88	147.34
Total Debt	11	22	12	3	4
Net Cash (Debt)	-7.07	-16	-5.61	11.48	14.1
Net Cash Growth	-	-	-	-18.61%	-
Net Cash Per Share	-7.42	-16.86	-5.48	10.74	-
Filing Date Shares Outstanding	1.03	1.02	1.02	1.07	-
Total Common Shares Outstanding	1.03	1.02	1.02	1.07	-
Book Value Per Share	23.48	23.42	22.17	13.15	-
Tangible Book Value	24.07	23.95	22.68	14.06	14.06
Tangible Book Value Per Share	23.48	23.42	22.17	13.15	-

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.