Mercer Bancorp Balance Sheet

Financials in millions USD. Fiscal year is October - September.

Millions USD. Fiscal year is Oct - Sep.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Sep '25 Sep 30, 2025	Sep '24 Sep 30, 2024	Sep '23 Sep 30, 2023	Sep '22 Sep 30, 2022	Sep '21 Sep 30, 2021
Cash & Equivalents	4.74	5.36	5.9	6.29	14.38	18
Investment Securities	9.99	5.93	6.75	8.32	8.88	5.3
Mortgage-Backed Securities	-	3.89	4.57	3.38	4.03	3.72
Total Investments	9.99	9.82	11.31	11.7	12.91	9.02
Gross Loans	143.06	143.26	146.04	130.9	118.65	113.47
Allowance for Loan Losses	-0.91	-0.96	-0.96	-0.93	-0.98	-0.96
Net Loans	142.15	142.3	145.08	129.97	117.67	112.51
Property, Plant & Equipment	5.14	5.15	2.73	2.6	2.61	2.42
Loans Held for Sale	7.09	8.05	10.54	3.09	-	0.4
Accrued Interest Receivable	0.55	0.68	0.69	0.46	0.38	0.32
Long-Term Deferred Tax Assets	0.22	0.23	0.28	0.41	0.27	0.02
Other Real Estate Owned & Foreclosed	-	-	-	0.05	-	-
Other Long-Term Assets	2.85	2.93	2.88	2.62	2.77	2.49
Total Assets	174.19	176.17	181.75	159.05	152.88	147.34
Interest Bearing Deposits	129.91	127.03	76.2	68.56	67.24	113.16
Institutional Deposits	-	2.24	3.22	3.66	2.2	2.46
Non-Interest Bearing Deposits	17.01	14.72	55.14	50.6	65.32	12.62
Total Deposits	146.92	143.99	134.56	122.82	134.76	128.25
Current Portion of Long-Term Debt	-	6	-	-	1	-
Accrued Interest Payable	-	0.32	0.16	0.07	0	0
Federal Home Loan Bank Debt, Long-Term	1	-	22	12	2	4
Other Long-Term Liabilities	1.28	1.24	1.08	1.48	1.07	1.03
Total Liabilities	149.2	151.55	157.8	136.37	138.83	133.28
Common Stock	0.01	0.01	0.01	0.01	-	-
Additional Paid-In Capital	8.42	8.37	8.66	8.64	-	-
Retained Earnings	17.51	17.34	16.37	15.7	14.96	14.02
Treasury Stock	-0.1	-0.1	-0.1	-0.1	-	-
Comprehensive Income & Other	-0.86	-1	-0.99	-1.58	-0.9	0.05
Shareholders' Equity	24.99	24.62	23.95	22.68	14.06	14.06
Total Liabilities & Equity	174.19	176.17	181.75	159.05	152.88	147.34
Total Debt	1	6	22	12	3	4
Net Cash (Debt)	3.84	-0.54	-16	-5.61	11.48	14.1
Net Cash Growth	-	-	-	-	-18.61%	-
Net Cash Per Share	4.04	-0.57	-16.94	-5.48	10.74	-
Filing Date Shares Outstanding	1.03	1.03	1.02	1.02	1.07	-
Total Common Shares Outstanding	1.03	1.03	1.02	1.02	1.07	-
Book Value Per Share	24.36	23.96	23.42	22.17	13.15	-
Tangible Book Value	24.99	24.62	23.95	22.68	14.06	14.06
Tangible Book Value Per Share	24.36	23.96	23.42	22.17	13.15	-

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.