Mission Valley Bancorp (MVLY)

Mission Valley Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	42.8	42.5	39.21	30.55	20.16	15.79
Interest Income on Investments	4.25	4.22	4.21	3	1.93	0.99
Total Interest Income	47.05	46.72	43.42	33.55	22.08	16.77
Interest Paid on Deposits	14.32	13.76	13.26	7.61	1.21	0.22
Interest Paid on Borrowings	2.19	2.32	2.67	1.73	0.56	0.5
Total Interest Expense	16.51	16.08	15.93	9.34	1.77	0.72
Net Interest Income	30.54	30.64	27.49	24.2	20.32	16.05
Net Interest Income Growth	4.04%	11.46%	13.58%	19.13%	26.56%	6.86%
Gain (Loss) on Sale of Investments	-	-	-0.5	-0.91	-	-
Other Non-Interest Income	7.61	7.17	5.95	10.65	4.41	5.13
Total Non-Interest Income	12.37	11.46	9.63	12.35	8.4	8.23
Non-Interest Income Growth	40.54%	19.08%	-22.05%	46.98%	2.10%	100.12%
Revenues Before Loan Losses	42.91	42.1	37.12	36.55	28.72	24.28
Provision for Loan Losses	1.25	0.3	1.1	1.35	1.1	-
Revenue	41.66	41.8	36.02	35.2	27.62	24.28
Revenue Growth	12.42%	16.07%	2.31%	27.46%	13.74%	40.49%
Salaries and Employee Benefits	21.25	20.5	18.16	16.76	13.92	10.46
Occupancy Expenses	0.16	-	-	-	-	-
Federal Deposit Insurance	0.6	0.6	0.43	0.37	0.26	0.18
Selling, General & Administrative	6.92	6.92	6.25	5.24	4.91	4.54
Other Non-Interest Expense	2.08	2.72	2.41	2.6	1.88	1.92
Total Non-Interest Expense	31.01	30.73	27.25	24.97	20.97	17.11
EBT Excluding Unusual Items	10.65	11.07	8.76	10.23	6.65	7.17
Pretax Income	10.65	11.07	8.76	10.23	6.65	7.17
Income Tax Expense	2.89	3.04	2.53	2.88	1.88	2.21
Net Income	7.76	8.03	6.23	7.36	4.77	4.96
Net Income to Common	7.76	8.03	6.23	7.36	4.77	4.96
Net Income Growth	44.47%	28.80%	-15.28%	54.30%	-3.81%	115.33%
Basic Shares Outstanding	3	3	3	3	3	3
Diluted Shares Outstanding	3	3	3	3	3	3
Shares Change	0.16%	0.66%	0.69%	0.79%	-0.15%	1.51%
EPS (Basic)	2.32	2.40	1.87	2.22	1.45	1.52
EPS (Diluted)	2.31	2.39	1.87	2.22	1.45	1.50
EPS Growth	44.37%	27.88%	-15.79%	53.06%	-3.33%	111.27%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Dividend Per Share	-	0.150	-	-	-	0.150
Dividend Growth	-	-	-	-	-	-
Effective Tax Rate	27.16%	27.47%	28.88%	28.11%	28.32%	30.86%

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 21, 2026

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