Oak View Bankshares, Inc. (OAKV)

Oak View Bankshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	21.57	19.88	17.74	14.77	11.32	10.89
Interest Income on Investments	24.78	22.28	18.43	13.95	3.56	0.48
Total Interest Income	46.35	42.16	36.17	28.72	14.88	11.37
Interest Paid on Deposits	18.77	17.58	15.06	9.75	1.92	0.9
Interest Paid on Borrowings	5.06	3.09	2.97	2.81	0.88	0.21
Total Interest Expense	23.83	20.67	18.03	12.56	2.8	1.11
Net Interest Income	22.53	21.49	18.14	16.16	12.08	10.26
Net Interest Income Growth	14.61%	18.47%	12.26%	33.81%	17.65%	19.79%
Mortgage Banking Activities	0.16	0.4	0.31	0.13	0.3	0.56
Gain (Loss) on Sale of Investments	-	0.12	0.49	-0.25	-0.27	-
Other Non-Interest Income	1.68	1.36	1.2	1.13	1.03	0.8
Total Non-Interest Income	1.95	1.99	2.09	1.15	1.19	1.48
Non-Interest Income Growth	-4.27%	-4.83%	82.58%	-3.50%	-19.68%	24.08%
Revenues Before Loan Losses	24.48	23.48	20.23	17.31	13.26	11.74
Provision for Loan Losses	0.45	0.22	0.2	0.58	0.19	-0.06
Revenue	24.03	23.26	20.04	16.73	13.08	11.8
Revenue Growth	11.95%	16.08%	19.78%	27.94%	10.78%	27.03%
Salaries and Employee Benefits	8.57	8.03	7.15	6.81	5.58	4.77
Occupancy Expenses	1.11	1.02	0.77	0.7	0.59	0.53
Selling, General & Administrative	2.54	2.48	2.33	2.07	1.95	2.37
Other Non-Interest Expense	3.38	2.99	2.16	1.9	1.16	1.04
Total Non-Interest Expense	15.59	14.52	12.41	11.48	9.28	8.71
EBT Excluding Unusual Items	8.43	8.74	7.63	5.25	3.79	3.1
Pretax Income	8.43	8.74	7.63	5.25	3.79	3.1
Income Tax Expense	0.94	1.52	1.54	1.04	0.74	0.63
Net Income	7.5	7.22	6.1	4.21	3.06	2.47
Net Income to Common	7.5	7.22	6.1	4.21	3.06	2.47
Net Income Growth	18.82%	18.48%	44.72%	37.88%	23.71%	22.46%
Basic Shares Outstanding	3	3	3	3	3	3
Diluted Shares Outstanding	3	3	3	3	3	3
Shares Change	13.20%	14.08%	-0.03%	-0.34%	0.52%	0.88%
EPS (Basic)	2.15	2.15	2.07	1.43	1.03	0.84
EPS (Diluted)	2.15	2.15	2.07	1.43	1.03	0.84
EPS Growth	4.96%	3.86%	44.76%	38.83%	22.62%	21.74%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Dividend Per Share	-	0.350	0.270	0.200	0.100	0.050
Dividend Growth	-	29.63%	35.00%	100.00%	100.00%	25.00%
Effective Tax Rate	11.12%	17.34%	20.11%	19.76%	19.48%	20.21%

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 21, 2026

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