Oregon Bancorp, Inc. (ORBN)

Oregon Bancorp Financials Overview

Financials in millions USD. Fiscal year is January - December.

Revenue & Profits

Chart

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Revenue Revenue Growth	21.07	25.91	27.95	31.84	46.92	90.24
Revenue Growth	-21.59%	-7.32%	-12.22%	-32.14%	-48.00%	-10.42%
Net Income Net Income Growth	2.61	3.21	3.38	3.55	6.9	22.39
Earnings Per Share EPS Growth	1.05	1.30	1.38	1.46	2.86	9.54
EPS Growth	-21.86%	-5.71%	-5.52%	-49.02%	-70.02%	-22.88%

Revenue by Segment

Chart

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Community Banking Community Banking Growth	15.61	14.94	14.3	15.16	11.65
Home Mortgage Lending Home Mortgage Lending Growth	0.69	0.83	1.47	31.76	78.59
Total Total Growth	16.3	15.76	15.76	46.92	90.24

Cash & Debt

Chart

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Investments Cash & Investments Growth	42.48	32.41	42.54	24.23	78.78	72.11
Total Debt Total Debt Growth	22	38.79	57.09	1.9	2.46	2.17
Net Cash (Debt) Net Cash Growth	20.48	-6.38	-14.55	22.33	76.32	69.94
Net Cash Growth	-	-	-	-70.75%	9.12%	-
Net Cash Per Share Net Cash Per Share Growth	8.22	-2.58	-5.89	9.16	31.64	29.80

Cash Flow & CapEx

Chart

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Operating Cash Flow Operating Cash Flow Growth	-	3.37	3.58	13.57	46.88	86.62
Capital Expenditures CapEx Growth	-	-	-	-	-0.54	-0.74
Free Cash Flow Free Cash Flow Growth	-	3.37	3.58	13.57	46.34	85.88
Free Cash Flow Growth	-	-6.03%	-73.59%	-70.72%	-46.04%	-

Margins

Chart

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Profit Margin	12.38%	12.39%	12.08%	11.15%	14.70%	24.81%
FCF Margin	-	13.00%	12.82%	42.62%	98.76%	95.17%

Dividends

Chart

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct 28, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Dividend Per Share Dividend Per Share Growth	0.800	0.800	0.860	1.300	2.080	1.820
Dividend Per Share Growth	0%	-6.98%	-33.85%	-37.50%	14.29%	145.95%
Dividend Yield	1.98%	3.09%	3.80%	6.17%	6.18%	4.26%

Valuation

Chart

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct 28, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
PE Ratio	38.49	19.94	16.43	14.46	11.79	4.49
P/FCF Ratio	-	19.00	15.49	3.78	1.76	1.17
PS Ratio	4.75	2.47	1.99	1.61	1.73	1.12

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Oct 28, 2026

Data Sources Report a data error