Oregon Bancorp, Inc. (ORBN)

Oregon Bancorp Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr 16, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	67	64	56	51	81	101
Market Cap Growth	51.54%	15.28%	8.10%	-36.87%	-19.12%	-10.01%
Last Close Price	27.03	25.71	21.39	19.29	29.21	33.23
PE Ratio	20.81	19.94	16.43	14.46	11.79	4.49
PS Ratio	2.59	2.47	1.99	1.61	1.73	1.12
PB Ratio	0.88	0.84	0.76	0.70	1.11	1.33
P/FCF Ratio	-	19.00	15.49	3.78	1.76	1.17
P/OCF Ratio	19.92	19.00	15.49	3.78	1.74	1.16
Debt / Equity Ratio	0.51	0.51	0.78	0.03	0.03	0.03
Debt / FCF Ratio	11.52	11.52	15.93	0.14	0.05	0.03
Net Debt / Equity Ratio	0.08	0.08	0.20	-0.31	-1.04	-0.93
Net Debt / FCF Ratio	1.89	1.89	4.06	-1.64	-1.65	-0.81
Return on Equity (ROE)	4.28%	4.28%	4.61%	4.86%	9.28%	32.38%
Return on Assets (ROA)	0.70%	0.70%	0.78%	0.89%	1.70%	5.54%
Earnings Yield	4.78%	5.01%	6.08%	6.92%	8.48%	22.26%
FCF Yield	-	5.26%	6.46%	26.42%	56.97%	85.38%
Dividend Yield	2.96%	3.11%	4.02%	6.74%	7.12%	5.48%
Payout Ratio	61.60%	62.17%	67.50%	108.64%	145.03%	51.55%
Buyback Yield / Dilution	-0.03%	-0.03%	-1.38%	-1.01%	-2.77%	-2.58%
Total Shareholder Return	2.93%	3.08%	2.64%	5.73%	4.35%	2.90%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.