Oregon Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	30.9	31.55	40.68	17.49	78.78	72.11
Investment Securities	103.31	34.07	36.73	18.15	9.16	3.76
Mortgage-Backed Securities	-	72.89	62.51	21.97	14.29	10
Total Investments	103.31	106.95	99.23	40.12	23.45	13.76
Gross Loans	294.91	287.06	301.63	309.36	261.25	247.37
Allowance for Loan Losses	-2.98	-2.96	-3.24	-3.16	-2.66	-2.61
Other Adjustments to Gross Loans	-0.57	-0.58	-0.64	-0.62	-0.61	-0.76
Net Loans	291.36	283.52	297.74	305.59	257.98	244
Property, Plant & Equipment	19.02	3.71	3.29	4.86	6.01	5.71
Loans Held for Sale	1.28	10.24	11.41	12.76	23.6	60.97
Accrued Interest Receivable	-	1.32	1.33	1.14	0.87	0.73
Long-Term Deferred Tax Assets	-	1.46	2.21	2.05	2.02	2.09
Other Long-Term Assets	-	10.57	10.49	10.58	8.76	11.82
Total Assets	445.87	452.3	470.02	395.42	401.95	411.66
Accounts Payable	-	3.54	2.43	3.37	1.94	2.06
Accrued Expenses	-	3.19	3.45	4.5	5.74	8.92
Interest Bearing Deposits	303.21	276.97	274.4	260.56	280.3	280.9
Institutional Deposits	-	24.7	24.3	19	6.6	7.6
Non-Interest Bearing Deposits	32.18	28.17	34.17	32.79	31.75	34.42
Total Deposits	335.4	329.84	332.87	312.35	318.65	322.92
Current Portion of Leases	-	0.66	-	-	0.85	-
Accrued Interest Payable	-	0.44	0.71	0.31	0.03	0.03
Long-Term Debt	27	37	56	-	-	-
Long-Term Leases	-	1.13	1.09	1.9	1.61	2.17
Total Liabilities	369.82	375.8	396.55	322.44	328.82	336.11
Common Stock	76.05	21.17	20.86	20.56	20.05	18.14
Retained Earnings	-	56.07	54.86	53.61	54.42	57.52
Comprehensive Income & Other	-	-0.74	-2.24	-1.19	-1.33	-0.11
Shareholders' Equity	76.05	76.5	73.48	72.98	73.13	75.55
Total Liabilities & Equity	445.87	452.3	470.02	395.42	401.95	411.66
Total Debt	27	38.79	57.09	1.9	2.46	2.17
Net Cash (Debt)	3.9	-6.38	-14.55	22.33	76.32	69.94
Net Cash Growth	-	-	-	-70.75%	9.12%	-
Net Cash Per Share	1.57	-2.58	-5.89	9.16	31.64	29.80
Filing Date Shares Outstanding	2.54	2.47	2.46	2.44	2.42	2.35
Total Common Shares Outstanding	2.54	2.47	2.46	2.44	2.42	2.35
Book Value Per Share	29.99	30.93	29.93	29.92	30.25	32.11
Tangible Book Value	76.05	76.5	73.48	72.98	73.13	75.55
Tangible Book Value Per Share	29.99	30.93	29.93	29.92	30.25	32.11

Source: S&P Global Market Intelligence. Banks template. Financial Sources.