Oregon Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	31.55	40.68	17.49	78.78	72.11
Investment Securities	34.07	36.73	18.15	9.16	3.76
Mortgage-Backed Securities	72.89	62.51	21.97	14.29	10
Total Investments	106.95	99.23	40.12	23.45	13.76
Gross Loans	287.06	301.63	309.36	261.25	247.37
Allowance for Loan Losses	-2.96	-3.24	-3.16	-2.66	-2.61
Other Adjustments to Gross Loans	-0.58	-0.64	-0.62	-0.61	-0.76
Net Loans	283.52	297.74	305.59	257.98	244
Property, Plant & Equipment	3.71	3.29	4.86	6.01	5.71
Loans Held for Sale	10.24	11.41	12.76	23.6	60.97
Accrued Interest Receivable	1.32	1.33	1.14	0.87	0.73
Long-Term Deferred Tax Assets	1.46	2.21	2.05	2.02	2.09
Other Long-Term Assets	10.57	10.49	10.58	8.76	11.82
Total Assets	452.3	470.02	395.42	401.95	411.66
Accounts Payable	3.54	2.43	3.37	1.94	2.06
Accrued Expenses	3.19	3.45	4.5	5.74	8.92
Interest Bearing Deposits	276.97	274.4	260.56	280.3	280.9
Institutional Deposits	24.7	24.3	19	6.6	7.6
Non-Interest Bearing Deposits	28.17	34.17	32.79	31.75	34.42
Total Deposits	329.84	332.87	312.35	318.65	322.92
Current Portion of Leases	0.66	-	-	0.85	-
Accrued Interest Payable	0.44	0.71	0.31	0.03	0.03
Long-Term Debt	37	56	-	-	-
Long-Term Leases	1.13	1.09	1.9	1.61	2.17
Total Liabilities	375.8	396.55	322.44	328.82	336.11
Common Stock	21.17	20.86	20.56	20.05	18.14
Retained Earnings	56.07	54.86	53.61	54.42	57.52
Comprehensive Income & Other	-0.74	-2.24	-1.19	-1.33	-0.11
Shareholders' Equity	76.5	73.48	72.98	73.13	75.55
Total Liabilities & Equity	452.3	470.02	395.42	401.95	411.66
Total Debt	38.79	57.09	1.9	2.46	2.17
Net Cash (Debt)	-6.38	-14.55	22.33	76.32	69.94
Net Cash Growth	-	-	-70.75%	9.12%	-
Net Cash Per Share	-2.58	-5.89	9.16	31.64	29.80
Filing Date Shares Outstanding	2.47	2.46	2.44	2.42	2.35
Total Common Shares Outstanding	2.47	2.46	2.44	2.42	2.35
Book Value Per Share	30.93	29.93	29.92	30.25	32.11
Tangible Book Value	76.5	73.48	72.98	73.13	75.55
Tangible Book Value Per Share	30.93	29.93	29.92	30.25	32.11

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.