PBAM Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	151.07	148.63	142.16	116.55	80.92	61.81
Interest Income on Investments	17.85	16.75	12.74	9.11	3.61	1.56
Total Interest Income	168.91	165.38	154.89	125.66	84.53	63.37
Interest Paid on Deposits	40.57	45.07	50.94	30.59	4.9	1.69
Interest Paid on Borrowings	1.81	2.09	3.41	4.75	1.31	2.89
Total Interest Expense	42.38	47.15	54.34	35.34	6.21	4.57
Net Interest Income	126.54	118.23	100.55	90.32	78.32	58.79
Net Interest Income Growth	14.04%	17.58%	11.33%	15.32%	33.22%	16.96%
Other Non-Interest Income	2.14	2.39	1.6	1.73	1.51	1.08
Total Non-Interest Income	6.52	6.93	6.34	4.62	7.34	11.34
Non-Interest Income Growth	-3.00%	9.21%	37.38%	-37.12%	-35.23%	121.36%
Revenues Before Loan Losses	133.06	125.16	106.9	94.94	85.67	70.13
Provision for Loan Losses	6.17	5.94	2.69	-6.15	2.18	2.71
Revenue	126.9	119.22	104.21	101.08	83.49	67.42
Revenue Growth	9.61%	14.40%	3.09%	21.07%	23.84%	35.59%
Salaries and Employee Benefits	41.5	39.61	34.27	29.19	29.15	23.05
Occupancy Expenses	1.19	1.14	1.28	1.34	1.35	1.37
Federal Deposit Insurance	1.4	1.4	1.44	1.19	0.86	0.52
Selling, General & Administrative	19.59	19.23	16.37	12.25	16.88	12.62
Total Non-Interest Expense	64.18	61.38	53.36	43.97	48.24	37.55
EBT Excluding Unusual Items	62.71	57.83	50.85	57.11	35.25	29.86
Asset Writedown	-	-	-	0.3	-0.3	-
Pretax Income	62.71	57.83	50.85	57.42	34.94	29.86
Income Tax Expense	17.91	17.17	15.02	16.56	10.23	8.83
Net Income	44.8	40.67	35.82	40.86	24.71	21.03
Preferred Dividends & Other Adjustments	0.34	0.33	0.28	0.29	0.2	0.28
Net Income to Common	44.46	40.33	35.54	40.56	24.51	20.75
Net Income Growth	9.02%	13.49%	-12.38%	65.52%	18.12%	93.70%
Basic Shares Outstanding	6	6	6	6	6	6
Diluted Shares Outstanding	6	6	6	6	6	6
Shares Change	-0.54%	0.74%	1.35%	0.94%	0.62%	1.62%
EPS (Basic)	7.79	7.03	6.24	7.18	4.41	3.75
EPS (Diluted)	7.68	6.92	6.15	7.11	4.33	3.69
EPS Growth	9.67%	12.52%	-13.50%	64.20%	17.34%	90.21%
Effective Tax Rate	28.57%	29.68%	29.55%	28.84%	29.29%	29.58%