PBKX Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	28.71	21.44	20.46	15.86	15.84	16.29
Interest Income on Investments	4.93	4.93	3.1	0.74	0.22	0.23
Total Interest Income	33.64	26.37	23.56	16.59	16.06	16.51
Interest Paid on Deposits	12.71	9.02	5.72	0.9	0.77	1.38
Interest Paid on Borrowings	0.61	0.61	0.91	0.24	0.35	0.3
Total Interest Expense	13.32	9.63	6.63	1.14	1.12	1.68
Net Interest Income	20.32	16.74	16.93	15.46	14.94	14.84
Net Interest Income Growth (YoY)	22.77%	-1.12%	9.52%	3.44%	0.70%	37.81%
Other Non-Interest Income	0.77	2.95	0.81	0.39	0.32	0.27
Total Non-Interest Income	0.77	2.95	0.81	0.39	0.32	0.27
Non-Interest Income Growth (YoY)	-74.24%	266.21%	109.09%	18.83%	21.35%	-29.55%
Revenues Before Loan Losses	21.08	19.69	17.73	15.84	15.27	15.11
Provision for Loan Losses	1.13	0.2	0.4	0.71	-	3.16
Revenue	19.95	19.48	17.33	15.13	15.27	11.94
Revenue Growth (YoY)	4.69%	12.42%	14.52%	-0.87%	27.82%	10.38%
Salaries and Employee Benefits	7.28	7.28	7.26	6.69	6.07	5.94
Occupancy Expenses	0.32	0.32	0.34	0.34	0.38	0.38
Selling, General & Administrative	0.84	0.84	0.81	0.81	0.8	0.65
Other Non-Interest Expense	2.62	2.25	2.23	2.08	2.07	1.66
Total Non-Interest Expense	11.27	10.9	10.82	10.08	9.47	8.79
EBT Excluding Unusual Items	8.68	8.59	6.51	5.06	5.8	3.15
Other Unusual Items	-	-	-	-	0.6	-
Pretax Income	8.68	8.59	6.51	5.06	6.4	3.15
Income Tax Expense	2.69	2.63	1.98	1.51	1.88	0.99
Net Income	5.99	5.96	4.53	3.55	4.52	2.17
Net Income to Common	5.99	5.96	4.53	3.55	4.52	2.17
Net Income Growth	4.21%	31.61%	27.79%	-21.48%	108.45%	4.94%
Basic Shares Outstanding	-	4	4	4	4	4
Diluted Shares Outstanding	-	5	5	5	4	4
Shares Change (YoY)	-	-0.63%	1.05%	2.43%	2.26%	6.39%
EPS (Basic)	-	1.33	1.02	0.80	1.05	0.50
EPS (Diluted)	-	1.29	0.98	0.77	1.01	0.49
EPS Growth	-	31.63%	27.27%	-23.76%	106.12%	-2.00%
Effective Tax Rate	30.98%	30.57%	30.41%	29.89%	29.44%	31.26%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.