PBKX Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	5.96	4.53	3.55	4.52
Depreciation & Amortization	0.15	0.19	0.19	0.25
Provision for Credit Losses	0.2	0.4	0.71	-
Change in Other Net Operating Assets	0.29	0.39	-0.14	0.4
Other Operating Activities	-0.31	-0.26	-0.11	-0.05
Operating Cash Flow	6.72	5.63	4.55	5.45
Operating Cash Flow Growth	19.28%	23.92%	-16.57%	25.73%
Capital Expenditures	-0.13	-0.21	-0.11	-0.09
Investment in Securities	-188.86	0.2	-9.4	1.13
Net Decrease (Increase) in Loans Originated / Sold - Investing	-1.38	-0.73	-80.35	22.91
Other Investing Activities	-0.32	-0.3	-0.08	-0.31
Investing Cash Flow	-190.7	-1.05	-89.94	23.63
Long-Term Debt Issued	20	-	20	14
Long-Term Debt Repaid	-5	-30	-5	-15
Net Debt Issued (Repaid)	15	-30	15	-1
Issuance of Common Stock	-	0.24	0.7	0.17
Net Increase (Decrease) in Deposit Accounts	154.16	40.21	51.51	-9.13
Financing Cash Flow	169.16	10.45	67.21	-9.96
Net Cash Flow	-14.82	15.04	-18.19	19.12
Free Cash Flow	6.59	5.42	4.43	5.35
Free Cash Flow Growth	21.47%	22.29%	-17.20%	33.45%
Free Cash Flow Margin	33.80%	31.28%	29.29%	35.07%
Free Cash Flow Per Share	1.43	1.17	0.97	1.20
Cash Interest Paid	9.48	6.36	1.05	1.15
Cash Income Tax Paid	2.91	2.44	1.59	1.81