PBKX Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	36.84	35.81	21.44	20.46	15.86	15.84
Interest Income on Investments	-	-	4.93	3.1	0.74	0.22
Total Interest Income	36.84	35.81	26.37	23.56	16.59	16.06
Interest Paid on Deposits	13.61	13.94	9.02	5.72	0.9	0.77
Interest Paid on Borrowings	-	-	0.61	0.91	0.24	0.35
Total Interest Expense	13.61	13.94	9.63	6.63	1.14	1.12
Net Interest Income	23.23	21.87	16.74	16.93	15.46	14.94
Net Interest Income Growth (YoY)	32.75%	30.67%	-1.12%	9.52%	3.44%	0.70%
Other Non-Interest Income	0.47	0.47	2.95	0.81	0.39	0.32
Total Non-Interest Income	0.47	0.47	2.95	0.81	0.39	0.32
Non-Interest Income Growth (YoY)	-77.83%	-84.19%	266.21%	109.09%	18.83%	21.35%
Revenues Before Loan Losses	23.7	22.34	19.69	17.73	15.84	15.27
Provision for Loan Losses	2.04	1.93	0.2	0.4	0.71	-
Revenue	21.66	20.41	19.48	17.33	15.13	15.27
Revenue Growth (YoY)	12.95%	4.73%	12.42%	14.52%	-0.87%	27.82%
Salaries and Employee Benefits	-	-	7.28	7.26	6.69	6.07
Occupancy Expenses	-	-	0.32	0.34	0.34	0.38
Selling, General & Administrative	-	-	0.84	0.81	0.81	0.8
Other Non-Interest Expense	12.04	11.77	2.25	2.23	2.08	2.07
Total Non-Interest Expense	12.04	11.77	10.9	10.82	10.08	9.47
EBT Excluding Unusual Items	9.62	8.64	8.59	6.51	5.06	5.8
Other Unusual Items	-	-	-	-	-	0.6
Pretax Income	9.62	8.64	8.59	6.51	5.06	6.4
Income Tax Expense	2.9	2.62	2.63	1.98	1.51	1.88
Net Income	6.72	6.01	5.96	4.53	3.55	4.52
Net Income to Common	6.72	6.01	5.96	4.53	3.55	4.52
Net Income Growth	18.21%	0.82%	31.61%	27.79%	-21.48%	108.45%
Basic Shares Outstanding	-	-	4	4	4	4
Diluted Shares Outstanding	-	-	5	5	5	4
Shares Change (YoY)	-	-	-0.63%	1.05%	2.43%	2.26%
EPS (Basic)	-	-	1.33	1.02	0.80	1.05
EPS (Diluted)	-	-	1.29	0.98	0.77	1.01
EPS Growth	-	-	31.63%	27.27%	-23.76%	106.12%
Effective Tax Rate	30.17%	30.39%	30.57%	30.41%	29.89%	29.44%