PBKX Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	75.66	67.28	82.1	67.06	85.25
Investment Securities	163.02	194.61	9.86	9.8	-
Mortgage-Backed Securities	-	4.87	0.59	0.77	1.47
Total Investments	163.02	199.48	10.44	10.57	1.47
Gross Loans	473.91	397.5	395.88	395.33	314.87
Allowance for Loan Losses	-9.94	-8.05	-7.8	-7.51	-6.79
Other Adjustments to Gross Loans	-	-0.48	-0.37	-0.49	-0.4
Net Loans	463.98	388.97	387.72	387.33	307.68
Property, Plant & Equipment	-	0.86	1.01	1.32	1.79
Accrued Interest Receivable	-	1.14	1.13	1.06	0.85
Long-Term Deferred Tax Assets	-	2.56	2.3	2.07	1.87
Other Long-Term Assets	9.92	0.73	0.59	1.04	0.86
Total Assets	712.57	663.64	487.6	472.44	401.68
Interest Bearing Deposits	454.66	400.67	248.11	139.68	138.37
Institutional Deposits	-	10.13	7.91	3.01	3.75
Non-Interest Bearing Deposits	162.08	147.65	148.27	221.39	170.44
Total Deposits	616.74	558.44	404.29	364.08	312.56
Current Portion of Long-Term Debt	-	42	-	-	-
Current Portion of Leases	-	0.42	-	-	-
Accrued Interest Payable	-	0.53	0.38	0.11	0.02
Federal Home Loan Bank Debt, Long-Term	28	3	30	60	45
Long-Term Leases	-	0.31	0.88	1.3	1.6
Other Long-Term Liabilities	3.54	2.09	1.68	1.78	1.71
Total Liabilities	648.28	606.78	437.23	427.27	360.9
Common Stock	35.61	34.32	34.32	34.01	33.05
Additional Paid-In Capital	3.28	3.16	2.75	2.44	2.35
Retained Earnings	25.4	19.39	13.43	8.9	5.36
Comprehensive Income & Other	-0.01	-0.02	-0.12	-0.17	0.03
Shareholders' Equity	64.29	56.86	50.37	45.18	40.78
Total Liabilities & Equity	712.57	663.64	487.6	472.44	401.68
Total Debt	28	45.73	30.88	61.3	46.6
Net Cash (Debt)	47.66	21.55	51.22	5.76	38.65
Net Cash Growth	121.12%	-57.92%	788.84%	-85.09%	108.61%
Net Cash Per Share	-	4.68	11.04	1.26	8.62
Filing Date Shares Outstanding	-	4.47	4.47	4.44	4.34
Total Common Shares Outstanding	-	4.47	4.47	4.44	4.34
Book Value Per Share	-	12.73	11.28	10.18	9.41
Tangible Book Value	64.29	56.86	50.37	45.18	40.78
Tangible Book Value Per Share	-	12.73	11.28	10.18	9.41

Source: S&P Global Market Intelligence. Banks template. Financial Sources.