Partners Bank of California (PBKX)

PBKX Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	5.96	4.53	3.55	4.52	2.17
Depreciation & Amortization	0.15	0.19	0.19	0.25	0.27
Provision for Credit Losses	0.2	0.4	0.71	-	3.16
Change in Other Net Operating Assets	0.29	0.39	-0.14	0.4	-0.6
Other Operating Activities	-0.31	-0.26	-0.11	-0.05	-1
Operating Cash Flow	6.72	5.63	4.55	5.45	4.33
Operating Cash Flow Growth	19.28%	23.92%	-16.57%	25.73%	32.63%
Capital Expenditures	-0.13	-0.21	-0.11	-0.09	-0.32
Investment in Securities	-188.86	0.2	-9.4	1.13	2.94
Net Decrease (Increase) in Loans Originated / Sold - Investing	-1.38	-0.73	-80.35	22.91	-97.22
Other Investing Activities	-0.32	-0.3	-0.08	-0.31	-0.34
Investing Cash Flow	-190.7	-1.05	-89.94	23.63	-94.93
Long-Term Debt Issued	20	-	20	14	30
Long-Term Debt Repaid	-5	-30	-5	-15	-22
Net Debt Issued (Repaid)	15	-30	15	-1	8
Issuance of Common Stock	-	0.24	0.7	0.17	-
Net Increase (Decrease) in Deposit Accounts	154.16	40.21	51.51	-9.13	86.76
Financing Cash Flow	169.16	10.45	67.21	-9.96	94.76
Net Cash Flow	-14.82	15.04	-18.19	19.12	4.17
Free Cash Flow	6.59	5.42	4.43	5.35	4.01
Free Cash Flow Growth	21.47%	22.29%	-17.20%	33.45%	34.86%
Free Cash Flow Margin	33.80%	31.28%	29.29%	35.07%	33.59%
Free Cash Flow Per Share	1.43	1.17	0.97	1.20	0.92
Cash Interest Paid	9.48	6.36	1.05	1.15	1.68
Cash Income Tax Paid	2.91	2.44	1.59	1.81	2.07

Source: S&P Global Market Intelligence. Banks template. Financial Sources.